Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Mid City, Los Angeles, CA
We monitor insurance prices, helping the average driver in Mid City save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Mid City
The chart below shows the cheapest car insurance company in Mid City for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Mid City Insurer | Monthly Cost |
|---|---|
| Metromile | $65 |
| Geico | $74 |
| Progressive | $79 |
| Travelers | $82 |
Savings for Every Kind of Mid City Driver
Based on our extensive insurance data, we know the average Mid City driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $834 per year by choosing the right vehicle insurance company. Some Mid City residents are paying out over $2,609 extra every year for auto insurance in Mid City. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Mid City, Los Angeles, CA Savings / Yr. |
|---|---|
$834 |
|
$1,528 |
|
$1,208 |
|
$2,123 |
|
$1,090 |
|
$473 |
|
$0 |
Mid City Car Insurance vs. Los Angeles
People living in Mid City pay an average of 29.93% more than the typical driver in the state. The average driver in Mid City can expect to pay about $1,221 per year, or $2,609 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Mid City for most people.
Car Insurance Prices by Mid City Neighborhood
Insurance Prices
Where is insurance cheapest within Mid City?
The map shows insurance prices in and around Mid City, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $507 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,810 to a low of $2,303. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Northwest parts of Mid City.Pick the Best Car Insurance Company for You in Mid City
The best car insurance provider for most drivers in Mid City
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $834 over the average Mid City car insurance company.
The best car insurance provider for Mid City drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,528 over the competition.
The best car insurance company for Mid City drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $1,208 better than other car insurance companies.
The best auto insurance for Mid City drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $2,123 less each year.
The least expensive car insurance company for new and young drivers in Mid City
In Mid City, State Farm costs young drivers $1,090 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Mid City
Progressive gave the largest car insurance discounts to married couples, averaging $473 saved each year compared to an average Mid City couple's premiums.
The cheapest car insurance in Mid City for drivers with bad credit
The best Mid City car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Mid City, which was better than other insurers.
The cheapest large national provider in Mid City
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Mid City driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Mid City, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Mid City
What Influences the Cost of Car Insurance in Mid City?
On average, car insurance in Mid City is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Mid City is 42 minutes, which is far more than average for a driver in the city.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Mid City are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Mid City is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Mid City is $102 per month for minimum coverage and $217 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Jefferson Park: Insurance costs 1.11% more
- West Adams: Insurance costs 0.73% more
- Koreatown: Insurance costs 0.38% less
- Leimert Park: Insurance costs the same
- Crenshaw: Insurance costs 0.61% more
- Pico-Robertson: Insurance costs 3.26% less
- Mid Wilshire: Insurance costs 3.30% less
- Mid City West: Insurance costs 5.02% less
- Westlake: Insurance costs 0.61% more
- Historic Filipinotown: Insurance costs 1.88% less
Neighborhoods with Similar Populations
- West San Jose: Insurance costs 21.04% less
- Northeast: Insurance costs 28.63% less
- East Brooklyn: Insurance costs 35.72% more
- Borough Park: Insurance costs 17.21% more
- Brownsville: Insurance costs 37.03% more
- Buckhead: Insurance costs 24.95% less
- Bullard: Insurance costs 21.69% less
- Bushwick: Insurance costs 34.34% more
- Camelback East: Insurance costs 25.37% less
- Canarsie: Insurance costs 35.49% more