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Get Cheap Car Insurance in Middle Point, OH
We monitor insurance prices, helping the average driver in Middle Point save up to 30.1% on car insurance.
The Cheapest Minimum Coverage in Middle Point
The chart below shows the cheapest car insurance company in Middle Point for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Safeco Insurance, Travelers, and Mile Auto.
| Middle Point Insurer | Monthly Cost |
|---|---|
| State Farm | $42 |
| Safeco Insurance | $44 |
| Travelers | $45 |
| Mile Auto | $47 |
Savings for Every Kind of Middle Point Driver
Based on our extensive insurance data, we know the average Middle Point driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $275 per year by choosing the right vehicle insurance company. Some Middle Point residents are paying out over $1,040 extra every year for auto insurance in Middle Point. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Middle Point, OH Savings / Yr. |
|---|---|
$275 |
|
$467 |
|
$395 |
|
$422 |
|
$1,010 |
|
$287 |
|
$403 |
Middle Point Car Insurance vs. Ohio
People living in Middle Point pay an average of 7.46% less than the typical driver in the state. The average driver in Middle Point can expect to pay about $702 per year, or $1,040 for full coverage.
Based on our analysis, Mile Auto will be the cheapest provider in Middle Point for most people.
Car Insurance Prices by Middle Point Neighborhood
Insurance Prices
Where is insurance cheapest within Middle Point?
The map shows insurance prices in and around Middle Point, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $30 per year within the city boundaries, with insurance premiums ranging from a high of $1,052 to a low of $1,022. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Southwest parts of Middle Point.Pick the Best Car Insurance Company for You in Middle Point
The best car insurance provider for most drivers in Middle Point
For drivers with clean driving records and no major strikes, Mile Auto is the best option, with annual savings of $275 over the average Middle Point car insurance company.
The best car insurance provider for Middle Point drivers with accidents on their records
In our analysis, Gainsco saved the average person who had been in an accident the most, with annual savings averaging $467 over the competition.
The best car insurance company for Middle Point drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $395 better than other car insurance companies.
The best auto insurance for Middle Point drivers with a DUI conviction
Getting a quote from Gainsco may cost the average person with a DUI about $422 less each year.
The least expensive car insurance company for new and young drivers in Middle Point
In Middle Point, Geico costs young drivers $1,010 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Middle Point
State Farm gave the largest car insurance discounts to married couples, averaging $287 saved each year compared to an average Middle Point couple's premiums.
The cheapest car insurance in Middle Point for drivers with bad credit
The best Middle Point car insurance company for customer service
Nationwide was the best company for customer service in Middle Point according to the NAIC.
Recent price drops
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The cheapest large national provider in Middle Point
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Middle Point driver can expect to pay about $76 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Middle Point, USAA has the best prices for young drivers, drivers with bad credit, drivers with speeding tickets, drivers with accidents, good drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around Middle Point
What Influences the Cost of Car Insurance in Middle Point?
On average, car insurance in Middle Point is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Middle Point is 23 minutes, which is far less than average for a driver in the state.
- Ohio state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Middle Point are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Middle Point is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Middle Point is $59 per month for minimum coverage and $87 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Wetsel: Insurance costs 0.87% less
- Southworth: Insurance costs 0.10% more
- Landeck: Insurance costs 0.96% less
- Venedocia: Insurance costs 1.25% more
- Delphos: Insurance costs 1.44% more
- Ottoville: Insurance costs 0.87% less
- Van Wert: Insurance costs 0.77% more
- Fort Jennings: Insurance costs 1.63% less
- Rushmore: Insurance costs 1.15% less
- Roselms: Insurance costs 7.69% more
Cities with Similar Populations
- Foyil: Insurance costs 64.62% more
- Renovo: Insurance costs 30.77% more
- Rapids City: Insurance costs 39.62% more
- Raccoon: Insurance costs 105.96% more
- Joseph City: Insurance costs 63.46% more
- Honor: Insurance costs 162.31% more
- Goessel: Insurance costs 45.38% more
- Gettysburg: Insurance costs 60.87% more
- Funston: Insurance costs 58.17% more
- Riverside: Insurance costs 64.52% more