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Get Cheap Car Insurance in Middle Village, WI

We monitor insurance prices, helping the average driver in Middle Village save up to 27.7% on car insurance.

 

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The Cheapest Minimum Coverage in Middle Village

The chart below shows the cheapest car insurance company in Middle Village for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by American Family Insurance, Erie Insurance, and Kemper.

 
Middle Village Insurer Monthly Cost
State Farm $40
American Family Insurance $42
Erie Insurance $42
Kemper $44

Savings for Every Kind of Middle Village Driver

The table shows how much the average auto insurance customer in Middle Village might save by following our recommendations.

Based on our extensive insurance data, we know the average Middle Village driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $208 per year by choosing the right vehicle insurance company. Some Middle Village residents are paying out over $1,123 extra every year for auto insurance in Middle Village. That cost may be even higher if you haven’t requested a new quote as your life situation changed.

Middle Village Car Insurance vs. Wisconsin

People living in Middle Village pay an average of 1.71% less than the typical driver in the state. The average driver in Middle Village can expect to pay about $565 per year, or $1,123 for full coverage.

Based on our analysis, West Bend will be the cheapest provider in Middle Village for most people.

Car Insurance Prices by Middle Village Neighborhood

Middle Village, WI map of insurance costs by zip code and neighborhood

Insurance Prices

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Where is insurance cheapest within Middle Village?

The map shows insurance prices in and around Middle Village, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the city boundaries, with insurance premiums ranging from a high of $1,123 to a low of $1,123. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Middle Village.

Pick the Best Car Insurance Company for You in Middle Village

We have analyzed insurance costs for auto insurance customers based on the major variables that impact pricing. The results of our analysis are below, including US dollar savings. What about when you meet one or more of the criteria? For example, if you have both a DUI and a speeding ticket? Simply start with the Middle Village insurance provider for whom we have posted the highest savings dollar figure.

The best car insurance provider for most drivers in Middle Village

For drivers with clean driving records and no major strikes, West Bend is the best option, with annual savings of $208 over the average Middle Village car insurance company.

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We use the average good driver, paying $76 per month, as our baseline for pricing in Middle Village. State Farm, Geico, and West Bend are all good choices for quotes if you have a clean record. See also the best providers for married people if you are married, and look for repeated company names.

The best car insurance provider for Middle Village drivers with accidents on their records

In Middle Village getting into an accident will raise premiums an average 34% for a yearly cost of $1,694. That's $571 per year more than a driver with no at-fault crashes on their driving record might pay. To avoid paying out more than you need to, State Farm, Erie Insurance, and Novo are good choices for drivers with accidents.

In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $430 over the competition.

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The best car insurance company for Middle Village drivers with speeding tickets

>State Farm gave the average person with a speeding ticket the most savings, averaging $265 better than other car insurance companies.

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Depending on the insurance company, a speeding ticket can actually raise insurance premiums more than getting in an accident. In Middle Village, tickets raise premiums on new quotes about $313. If you have a speeding ticket, we recommend State Farm, Erie Insurance, and Novo for savings that beat the average insurance cost of $1,435 per year.

The best auto insurance for Middle Village drivers with a DUI conviction

Getting a DUI can increase the cost of insurance dramatically. The average person with a DUI paid $1,735 per year in auto insurance premiums, which was $612 more than a driver with no major issues. State Farm, Progressive, and Clearcover penalized their customers the least for a DUI.

Getting a quote from State Farm may cost the average person with a DUI about $385 less each year.

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The least expensive car insurance company for new and young drivers in Middle Village

In Middle Village, Erie Insurance costs young drivers $892 less each year versus the average auto insurance bill.

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Teen drivers account for more than their share of accidents, and thus end up paying about 69% more for insurance than more mature drivers in Middle Village. With an average cost of $3,585 per year (for young drivers who aren't on a parent's plan), car insurance for inexperienced drivers can’t ever be called "cheap." A few companies like State Farm, Erie Insurance, and American Family Insurance try to attract these younger drivers with lower prices in the hopes that they will stay with the company.

The best marriage discounts for vehicle insurance in Middle Village

Not everything is an excuse for the auto insurance companies to charge you more. Getting married provides an average discount of $66. State Farm, Progressive, and Erie Insurance provided the largest discounts to couples living in Middle Village.

Progressive gave the largest car insurance discounts to married couples, averaging $162 saved each year compared to an average Middle Village couple's premiums.

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The cheapest car insurance in Middle Village for drivers with bad credit

People with poor credit saved an average of $612 with Geico.

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Many people are surprised that their poor credit score can cost them an average of $1,086 every year. Premiums for people with poor credit were about $2,209 in Middle Village. However, some insurance companies do not take credit score into account. If you have a credit score below 575, get quotes from Geico, Nationwide, and Clearcover.

The best Middle Village car insurance company for customer service

Many car insurance companies over the years have struggled with customer service. In Middle Village, the National Association of Insurance Commissioners (NAIC) ranks Nationwide as the best. Another valuable metric: JD Power ranks Erie Insurance as the best provider in Middle Village.

Nationwide was the best company for customer service in Middle Village according to the NAIC.

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Recent price drops

Due to improvements in our tracking and methodology, we are unable to show price change data for the most recent year. This data will return next year (2023).

In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Middle Village, which was better than other insurers.

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During the Covid-19 pandemic a few insurance companies realized people were driving less and struggling overall. They proactively lowered their rates for many customers in Middle Village. We think helping communities in a time of need deserves special attention. Many insurance companies have advertisements telling us how much they care: we prefer to look at their actions.

The cheapest large national provider in Middle Village

Many customers have informed us that they prefer to work with large national brands. Maybe they're one of the 21% of Middle Village residents who are renting, and don't plan to be in the city or state for very long. Or maybe national recognition and funds make people feel more secure with a large provider. Regardless, State Farm tends to have the lowest prices for most drivers.

For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Middle Village driver can expect to pay about $80 per month.

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What About USAA?

JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Middle Village, USAA has the best prices for good drivers, drivers with bad credit, drivers with a DUI conviction, young drivers, drivers with accidents, married couples, and drivers with speeding tickets.
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Auto Insurance Prices in and Around Middle Village

What Influences the Cost of Car Insurance in Middle Village?

On average, car insurance in Middle Village is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:

  • The average commute time in Middle Village is 29 minutes, which is about the national average for a driver in the state.
  • Wisconsin state insurance regulations may allow for lower prices.
  • An average of 0 weeks with snow on the ground, which impacts accident rates.
  • Marriage rates in Middle Village are higher than average in the state, and marriage often results in car insurance discounts.
  • Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
  • Middle Village is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.

As a result of these and other factors, the average cost of car insurance in Middle Village is $47 per month for minimum coverage and $94 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.

Car Insurance in Nearby Cities

Cities with Similar Populations

* Who is the average Middle Village driver? Based on national demographic data provided by BestNeighborhood, we took a single unmarried man living in central Middle Village with good (but not perfect) credit driving a used midsized sedan. Data sources: proprietary data collection and analysis, unique to CoverageWatch.org All content copyright CoverageWatch.org. Journalists and other websites are free to cite any data with attribution.