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Get Cheap Car Insurance in Miles City, MT
We monitor insurance prices, helping the average driver in Miles City save up to 33.6% on car insurance.
The Cheapest Minimum Coverage in Miles City
The chart below shows the cheapest car insurance company in Miles City for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Travelers, Progressive, and Midvale Home & Auto.
| Miles City Insurer | Monthly Cost |
|---|---|
| State Farm | $43 |
| Travelers | $47 |
| Progressive | $49 |
| Midvale Home & Auto | $53 |
Savings for Every Kind of Miles City Driver
Based on our extensive insurance data, we know the average Miles City driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, and age. The average driver will find themselves saving $398 per year by choosing the right vehicle insurance company. Some Miles City residents are paying out over $1,592 extra every year for auto insurance in Miles City. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Miles City, MT Savings / Yr. |
|---|---|
$398 |
|
$710 |
|
$567 |
|
$831 |
|
$1,809 |
|
$0 |
|
$700 |
Miles City Car Insurance vs. Montana
People living in Miles City pay an average of 1.70% less than the typical driver in the state. The average driver in Miles City can expect to pay about $758 per year, or $1,592 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Miles City for most people.
Car Insurance Prices by Miles City Neighborhood
Insurance Prices
Where is insurance cheapest within Miles City?
The map shows insurance prices in and around Miles City, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $113 per year within the city boundaries, with insurance premiums ranging from a high of $1,642 to a low of $1,529. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the South parts of Miles City.Pick the Best Car Insurance Company for You in Miles City
The best car insurance provider for most drivers in Miles City
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $398 over the average Miles City car insurance company.
The best car insurance provider for Miles City drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $710 over the competition.
The best car insurance company for Miles City drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $567 better than other car insurance companies.
The best auto insurance for Miles City drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $831 less each year.
The least expensive car insurance company for new and young drivers in Miles City
In Miles City, State Farm costs young drivers $1,809 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Miles City
The cheapest car insurance in Miles City for drivers with bad credit
The best Miles City car insurance company for customer service
Nationwide was the best company for customer service in Miles City according to the NAIC.
Recent price drops
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The cheapest large national provider in Miles City
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Miles City driver can expect to pay about $101 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Miles City, USAA has the best prices for young drivers, drivers with speeding tickets, drivers with accidents, good drivers, drivers with bad credit, and drivers with a DUI conviction.Auto Insurance Prices in and Around Miles City
What Influences the Cost of Car Insurance in Miles City?
On average, car insurance in Miles City is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Miles City is 17 minutes, which is far less than average for a driver in the state.
- Montana state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- Miles City is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Miles City is $63 per month for minimum coverage and $133 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Crow Rock: Insurance costs 2.51% more
- Hathaway: Insurance costs 2.39% more
- Kinsey: Insurance costs 2.32% more
- Garland: Insurance costs 2.51% more
- Angela: Insurance costs 6.16% more
- Rosebud: Insurance costs 2.83% more
- Mizpah: Insurance costs 2.45% more
- Terry: Insurance costs 4.52% more
- Rock Springs: Insurance costs 6.78% more
- Forsyth: Insurance costs 4.08% more
Cities with Similar Populations
- Plainville: Insurance costs 4.27% less
- Marysville: Insurance costs 76.82% more
- Maryville: Insurance costs 6.09% less
- Maxton: Insurance costs 15.83% less
- Maywood: Insurance costs 26.32% more
- Mena: Insurance costs 3.45% more
- Mendham: Insurance costs 6.85% more
- Mentone: Insurance costs 27.45% more
- Metropolis: Insurance costs 8.54% less
- Middlefield: Insurance costs 29.08% less