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Get Cheap Car Insurance in Milford Colony, MT
We monitor insurance prices, helping the average driver in Milford Colony save up to 33.6% on car insurance.
The Cheapest Minimum Coverage in Milford Colony
The chart below shows the cheapest car insurance company in Milford Colony for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Travelers, Progressive, and Midvale Home & Auto.
| Milford Colony Insurer | Monthly Cost |
|---|---|
| State Farm | $43 |
| Travelers | $47 |
| Progressive | $49 |
| Midvale Home & Auto | $53 |
Savings for Every Kind of Milford Colony Driver
Based on our extensive insurance data, we know the average Milford Colony driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, and age. The average driver will find themselves saving $398 per year by choosing the right vehicle insurance company. Some Milford Colony residents are paying out over $1,593 extra every year for auto insurance in Milford Colony. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Milford Colony, MT Savings / Yr. |
|---|---|
$398 |
|
$710 |
|
$567 |
|
$831 |
|
$1,809 |
|
$0 |
|
$700 |
Milford Colony Car Insurance vs. Montana
People living in Milford Colony pay an average of 1.67% less than the typical driver in the state. The average driver in Milford Colony can expect to pay about $758 per year, or $1,593 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Milford Colony for most people.
Car Insurance Prices by Milford Colony Neighborhood
Insurance Prices
Where is insurance cheapest within Milford Colony?
The map shows insurance prices in and around Milford Colony, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $32 per year within the city boundaries, with insurance premiums ranging from a high of $1,593 to a low of $1,561. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the East parts of Milford Colony.Pick the Best Car Insurance Company for You in Milford Colony
The best car insurance provider for most drivers in Milford Colony
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $398 over the average Milford Colony car insurance company.
The best car insurance provider for Milford Colony drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $710 over the competition.
The best car insurance company for Milford Colony drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $567 better than other car insurance companies.
The best auto insurance for Milford Colony drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $831 less each year.
The least expensive car insurance company for new and young drivers in Milford Colony
In Milford Colony, State Farm costs young drivers $1,809 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Milford Colony
The cheapest car insurance in Milford Colony for drivers with bad credit
The best Milford Colony car insurance company for customer service
Nationwide was the best company for customer service in Milford Colony according to the NAIC.
Recent price drops
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The cheapest large national provider in Milford Colony
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Milford Colony driver can expect to pay about $101 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Milford Colony, USAA has the best prices for young drivers, drivers with speeding tickets, drivers with accidents, good drivers, drivers with bad credit, and drivers with a DUI conviction.Auto Insurance Prices in and Around Milford Colony
What Influences the Cost of Car Insurance in Milford Colony?
On average, car insurance in Milford Colony is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Montana state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- Milford Colony is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Milford Colony is $63 per month for minimum coverage and $133 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Golden Ridge: Insurance costs 0.31% less
- Simms: Insurance costs 2.01% less
- Augusta: Insurance costs 0.06% more
- Fairfield: Insurance costs 0.82% less
- Wolf Creek: Insurance costs 0.31% more
- Fort Shaw: Insurance costs 1.69% less
- Cascade: Insurance costs 1.07% more
- Sun River: Insurance costs 1.26% less
- Greenfield: Insurance costs 1.13% less
- Ulm: Insurance costs 2.39% more
Cities with Similar Populations
- New Town: Insurance costs 9.48% more
- Oklaunion: Insurance costs 8.35% more
- Oil City: Insurance costs 28.50% less
- Norbeck: Insurance costs 3.08% more
- Nondalton: Insurance costs 15.38% less
- Nolia: Insurance costs 6.97% more
- Nigton: Insurance costs 4.08% more
- Newburg: Insurance costs 0.75% more
- Newberne: Insurance costs 3.58% less
- Ravenna: Insurance costs 0.94% less