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Get Cheap Car Insurance in Millinocket, ME
We monitor insurance prices, helping the average driver in Millinocket save up to 31.9% on car insurance.
The Cheapest Minimum Coverage in Millinocket
The chart below shows the cheapest car insurance company in Millinocket for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Concord Group Insurance, and Kemper.
| Millinocket Insurer | Monthly Cost |
|---|---|
| State Farm | $37 |
| Geico | $38 |
| Concord Group Insurance | $41 |
| Kemper | $41 |
Savings for Every Kind of Millinocket Driver
Based on our extensive insurance data, we know the average Millinocket driver will save about 24% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $231 per year by choosing the right vehicle insurance company. Some Millinocket residents are paying out over $948 extra every year for auto insurance in Millinocket. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Millinocket, ME Savings / Yr. |
|---|---|
$231 |
|
$329 |
|
$298 |
|
$303 |
|
$963 |
|
$200 |
|
$423 |
Millinocket Car Insurance vs. Maine
People living in Millinocket pay an average of 0.20% more than the typical driver in the state. The average driver in Millinocket can expect to pay about $528 per year, or $948 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Millinocket for most people.
Car Insurance Prices by Millinocket Neighborhood
Insurance Prices
Where is insurance cheapest within Millinocket?
The map shows insurance prices in and around Millinocket, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $66 per year within the city boundaries, with insurance premiums ranging from a high of $983 to a low of $917. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Northwest parts of Millinocket.Pick the Best Car Insurance Company for You in Millinocket
The best car insurance provider for most drivers in Millinocket
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $231 over the average Millinocket car insurance company.
The best car insurance provider for Millinocket drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $329 over the competition.
The best car insurance company for Millinocket drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $298 better than other car insurance companies.
The best auto insurance for Millinocket drivers with a DUI conviction
Getting a quote from Concord Group Insurance may cost the average person with a DUI about $303 less each year.
The least expensive car insurance company for new and young drivers in Millinocket
In Millinocket, Concord Group Insurance costs young drivers $963 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Millinocket
Concord Group Insurance gave the largest car insurance discounts to married couples, averaging $200 saved each year compared to an average Millinocket couple's premiums.
The cheapest car insurance in Millinocket for drivers with bad credit
The best Millinocket car insurance company for customer service
Nationwide was the best company for customer service in Millinocket according to the NAIC.
Recent price drops
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The cheapest large national provider in Millinocket
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Millinocket driver can expect to pay about $60 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Millinocket, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, young drivers, good drivers, drivers with accidents, and married couples.Auto Insurance Prices in and Around Millinocket
What Influences the Cost of Car Insurance in Millinocket?
On average, car insurance in Millinocket is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Maine state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Millinocket are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- Millinocket is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Millinocket is $44 per month for minimum coverage and $79 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- East Millinocket: Insurance costs 0.21% more
- West Seboeis: Insurance costs 3.06% less
- Medway: Insurance costs 1.37% less
- South Woodville: Insurance costs 0.74% less
- Benedicta: Insurance costs 5.70% less
- Sherman: Insurance costs 3.80% less
- Pea Ridge: Insurance costs 0.74% less
- Mattawamkeag: Insurance costs 1.05% less
- Seboeis: Insurance costs 1.58% less
- Macwahoc: Insurance costs 5.38% less
Cities with Similar Populations
- Barto: Insurance costs 45.89% more
- Coatesville: Insurance costs 27.22% more
- Fountain: Insurance costs 145.25% more
- Greene: Insurance costs 0.11% less
- Hawley: Insurance costs 66.67% more
- O'Neill: Insurance costs 45.68% more
- Hugoton: Insurance costs 68.25% more
- Rockport: Insurance costs 25.21% more
- Lafayette: Insurance costs 65.08% more
- Lopezville: Insurance costs 99.47% more