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Get Cheap Car Insurance in Milton, NC
We monitor insurance prices, helping the average driver in Milton save up to 33.1% on car insurance.
The Cheapest Minimum Coverage in Milton
The chart below shows the cheapest car insurance company in Milton for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Midvale Home & Auto, followed by Erie Insurance, Farm Bureau, and Progressive.
| Milton Insurer | Monthly Cost |
|---|---|
| Midvale Home & Auto | $49 |
| Erie Insurance | $49 |
| Farm Bureau | $52 |
| Progressive | $55 |
Savings for Every Kind of Milton Driver
Based on our extensive insurance data, we know the average Milton driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $245 per year by choosing the right vehicle insurance company. Some Milton residents are paying out over $1,278 extra every year for auto insurance in Milton. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Milton, NC Savings / Yr. |
|---|---|
$245 |
|
$534 |
|
$388 |
|
$991 |
|
$736 |
|
$296 |
|
$445 |
Milton Car Insurance vs. North Carolina
People living in Milton pay an average of 2.21% more than the typical driver in the state. The average driver in Milton can expect to pay about $766 per year, or $1,278 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Milton for most people.
Car Insurance Prices by Milton Neighborhood
Insurance Prices
Where is insurance cheapest within Milton?
The map shows insurance prices in and around Milton, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $50 per year within the city boundaries, with insurance premiums ranging from a high of $1,295 to a low of $1,245. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Northeast parts of Milton.Pick the Best Car Insurance Company for You in Milton
The best car insurance provider for most drivers in Milton
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $245 over the average Milton car insurance company.
The best car insurance provider for Milton drivers with accidents on their records
In our analysis, Erie Insurance saved the average person who had been in an accident the most, with annual savings averaging $534 over the competition.
The best car insurance company for Milton drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $388 better than other car insurance companies.
The best auto insurance for Milton drivers with a DUI conviction
Getting a quote from Kemper may cost the average person with a DUI about $991 less each year.
The least expensive car insurance company for new and young drivers in Milton
In Milton, State Farm costs young drivers $736 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Milton
Erie Insurance gave the largest car insurance discounts to married couples, averaging $296 saved each year compared to an average Milton couple's premiums.
The cheapest car insurance in Milton for drivers with bad credit
The best Milton car insurance company for customer service
Recent price drops
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The cheapest large national provider in Milton
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Milton driver can expect to pay about $87 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Milton, USAA has the best prices for none of the categories above.Auto Insurance Prices in and Around Milton
What Influences the Cost of Car Insurance in Milton?
On average, car insurance in Milton is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Milton is 40 minutes, which is far more than average for a driver in the state.
- North Carolina state insurance regulations may allow for lower prices.
- An average of 1 to 2 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Milton are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- Milton is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Milton is $64 per month for minimum coverage and $106 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Semora: Insurance costs 1.64% less
- Hamer: Insurance costs 1.49% less
- Osmond: Insurance costs 3.13% less
- Blanch: Insurance costs 4.07% less
- Pleasant Grove: Insurance costs 1.88% less
- Ringgold: Insurance costs 6.89% less
- Sutherlin: Insurance costs 7.36% less
- Providence: Insurance costs 2.90% less
- McGehees Mill: Insurance costs 2.43% less
- Laurel Grove: Insurance costs 7.12% less
Cities with Similar Populations
- Oak Leaf: Insurance costs 32.55% more
- Thayne: Insurance costs 20.58% more
- Terza: Insurance costs 33.88% more
- Tanner: Insurance costs 21.21% more
- Ridgecrest: Insurance costs 5.48% less
- Ridgecrest: Insurance costs 134.12% more
- Richland: Insurance costs 30.75% more
- Reeders: Insurance costs 17.92% more
- Pope: Insurance costs 37.40% more
- Pellston: Insurance costs 113.69% more