Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Minisink Hills, PA
We monitor insurance prices, helping the average driver in Minisink Hills save up to 35.9% on car insurance.
The Cheapest Minimum Coverage in Minisink Hills
The chart below shows the cheapest car insurance company in Minisink Hills for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Metromile, Travelers, and State Farm.
| Minisink Hills Insurer | Monthly Cost |
|---|---|
| Kemper | $55 |
| Metromile | $55 |
| Travelers | $56 |
| State Farm | $58 |
Savings for Every Kind of Minisink Hills Driver
Based on our extensive insurance data, we know the average Minisink Hills driver will save about 28% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $418 per year by choosing the right vehicle insurance company. Some Minisink Hills residents are paying out over $1,489 extra every year for auto insurance in Minisink Hills. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Minisink Hills, PA Savings / Yr. |
|---|---|
$418 |
|
$739 |
|
$565 |
|
$674 |
|
$1,725 |
|
$299 |
|
$534 |
Minisink Hills Car Insurance vs. Pennsylvania
People living in Minisink Hills pay an average of 4.44% more than the typical driver in the state. The average driver in Minisink Hills can expect to pay about $923 per year, or $1,489 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Minisink Hills for most people.
Car Insurance Prices by Minisink Hills Neighborhood
Insurance Prices
Where is insurance cheapest within Minisink Hills?
The map shows insurance prices in and around Minisink Hills, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $85 per year within the city boundaries, with insurance premiums ranging from a high of $1,564 to a low of $1,479. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Minisink Hills.Pick the Best Car Insurance Company for You in Minisink Hills
The best car insurance provider for most drivers in Minisink Hills
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $418 over the average Minisink Hills car insurance company.
The best car insurance provider for Minisink Hills drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $739 over the competition.
The best car insurance company for Minisink Hills drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $565 better than other car insurance companies.
The best auto insurance for Minisink Hills drivers with a DUI conviction
Getting a quote from Clearcover may cost the average person with a DUI about $674 less each year.
The least expensive car insurance company for new and young drivers in Minisink Hills
In Minisink Hills, Travelers costs young drivers $1,725 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Minisink Hills
State Farm gave the largest car insurance discounts to married couples, averaging $299 saved each year compared to an average Minisink Hills couple's premiums.
The cheapest car insurance in Minisink Hills for drivers with bad credit
The best Minisink Hills car insurance company for customer service
Nationwide was the best company for customer service in Minisink Hills according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Minisink Hills, which was better than other insurers.
The cheapest large national provider in Minisink Hills
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Minisink Hills driver can expect to pay about $86 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Minisink Hills, USAA has the best prices for drivers with speeding tickets, young drivers, drivers with a DUI conviction, drivers with bad credit, good drivers, drivers with accidents, and married couples.Auto Insurance Prices in and Around Minisink Hills
What Influences the Cost of Car Insurance in Minisink Hills?
On average, car insurance in Minisink Hills is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Minisink Hills is 37 minutes, which is a little more than average for a driver in the state.
- Pennsylvania state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Minisink Hills are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- Minisink Hills is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Minisink Hills is $77 per month for minimum coverage and $124 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Stroudsburg: Insurance costs 2.82% less
- Bartonsville: Insurance costs 0.20% less
- Stormville: Insurance costs 5.64% less
- Arlington Heights: Insurance costs 1.75% less
- Kemmererville: Insurance costs 4.16% less
- Reeders: Insurance costs 1.21% more
- Sciota: Insurance costs 3.49% less
- Tannersville: Insurance costs 2.62% less
- Neola: Insurance costs 3.96% less
- North Bangor: Insurance costs 6.18% less
Cities with Similar Populations
- Sandy Valley: Insurance costs 8.13% less
- Melvin: Insurance costs 11.69% more
- Merritt: Insurance costs 19.95% more
- Rosa: Insurance costs 105.04% more
- Roselms: Insurance costs 24.78% less
- Rozel: Insurance costs 6.98% more
- Rural: Insurance costs 19.14% less
- Rustad: Insurance costs 1.95% more
- Rutherford: Insurance costs 4.63% more
- Sabinal: Insurance costs 2.22% more