Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.

Get Cheap Car Insurance in Mink Creek, ID

We monitor insurance prices, helping the average driver in Mink Creek save up to 33.1% on car insurance.

 

Start Saving

The Cheapest Minimum Coverage in Mink Creek

The chart below shows the cheapest car insurance company in Mink Creek for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by Travelers, State Farm, and Progressive.

 
Mink Creek Insurer Monthly Cost
Auto-Owners Insurance $36
Travelers $38
State Farm $41
Progressive $43

Savings for Every Kind of Mink Creek Driver

The table shows how much the average auto insurance customer in Mink Creek might save by following our recommendations.

Based on our extensive insurance data, we know the average Mink Creek driver will save about 24% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $272 per year by choosing the right vehicle insurance company. Some Mink Creek residents are paying out over $1,116 extra every year for auto insurance in Mink Creek. That cost may be even higher if you haven’t requested a new quote as your life situation changed.

Mink Creek Car Insurance vs. Idaho

People living in Mink Creek pay an average of 1.29% less than the typical driver in the state. The average driver in Mink Creek can expect to pay about $619 per year, or $1,116 for full coverage.

Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Mink Creek for most people.

Car Insurance Prices by Mink Creek Neighborhood

Mink Creek, ID map of insurance costs by zip code and neighborhood

Insurance Prices

More expensive
Average
Less expensive

Where is insurance cheapest within Mink Creek?

The map shows insurance prices in and around Mink Creek, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the city boundaries, with insurance premiums ranging from a high of $1,116 to a low of $1,116. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Mink Creek.

Pick the Best Car Insurance Company for You in Mink Creek

We have analyzed insurance costs for auto insurance customers based on the major variables that impact pricing. The results of our analysis are below, including US dollar savings. What about when you meet one or more of the criteria? For example, if you have both a DUI and a speeding ticket? Simply start with the Mink Creek insurance provider for whom we have posted the highest savings dollar figure.

The best car insurance provider for most drivers in Mink Creek

For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $272 over the average Mink Creek car insurance company.

Visit Site

We use the average good driver, paying $70 per month, as our baseline for pricing in Mink Creek. State Farm, Travelers, and Auto-Owners Insurance are all good choices for quotes if you have a clean record. See also the best providers for married people if you are married, and look for repeated company names.

The best car insurance provider for Mink Creek drivers with accidents on their records

In Mink Creek getting into an accident will raise premiums an average 34% for a yearly cost of $1,695. That's $578 per year more than a driver with no at-fault crashes on their driving record might pay. To avoid paying out more than you need to, State Farm, Travelers, and Auto-Owners Insurance are good choices for drivers with accidents.

In our analysis, Auto-Owners Insurance saved the average person who had been in an accident the most, with annual savings averaging $562 over the competition.

Visit Site

The best car insurance company for Mink Creek drivers with speeding tickets

>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $488 better than other car insurance companies.

Visit Site

Depending on the insurance company, a speeding ticket can actually raise insurance premiums more than getting in an accident. In Mink Creek, tickets raise premiums on new quotes about $383. If you have a speeding ticket, we recommend State Farm, Travelers, and Auto-Owners Insurance for savings that beat the average insurance cost of $1,499 per year.

The best auto insurance for Mink Creek drivers with a DUI conviction

Getting a DUI can increase the cost of insurance dramatically. The average person with a DUI paid $1,722 per year in auto insurance premiums, which was $605 more than a driver with no major issues. State Farm, American Family Insurance, and Safeco Insurance penalized their customers the least for a DUI.

Getting a quote from American Family Insurance may cost the average person with a DUI about $431 less each year.

Visit Site

The least expensive car insurance company for new and young drivers in Mink Creek

In Mink Creek, Auto-Owners Insurance costs young drivers $1,026 less each year versus the average auto insurance bill.

Visit Site

Teen drivers account for more than their share of accidents, and thus end up paying about 71% more for insurance than more mature drivers in Mink Creek. With an average cost of $3,790 per year (for young drivers who aren't on a parent's plan), car insurance for inexperienced drivers can’t ever be called "cheap." A few companies like State Farm, Auto-Owners Insurance, and Farm Bureau try to attract these younger drivers with lower prices in the hopes that they will stay with the company.

The best marriage discounts for vehicle insurance in Mink Creek

Not everything is an excuse for the auto insurance companies to charge you more. Getting married provides an average discount of $85. State Farm, Geico, and Auto-Owners Insurance provided the largest discounts to couples living in Mink Creek.

Auto-Owners Insurance gave the largest car insurance discounts to married couples, averaging $265 saved each year compared to an average Mink Creek couple's premiums.

Visit Site

The cheapest car insurance in Mink Creek for drivers with bad credit

People with poor credit saved an average of $423 with Auto-Owners Insurance.

Visit Site

Many people are surprised that their poor credit score can cost them an average of $712 every year. Premiums for people with poor credit were about $1,828 in Mink Creek. However, some insurance companies do not take credit score into account. If you have a credit score below 575, get quotes from Geico, Travelers, and Auto-Owners Insurance.

The best Mink Creek car insurance company for customer service

Many car insurance companies over the years have struggled with customer service. In Mink Creek, the National Association of Insurance Commissioners (NAIC) ranks Nationwide as the best. Another valuable metric: JD Power ranks State Farm as the best provider in Mink Creek.

Nationwide was the best company for customer service in Mink Creek according to the NAIC.

Visit Site

Recent price drops

Due to improvements in our tracking and methodology, we are unable to show price change data for the most recent year. This data will return next year (2023).

In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Mink Creek, which was better than other insurers.

Visit Site

During the Covid-19 pandemic a few insurance companies realized people were driving less and struggling overall. They proactively lowered their rates for many customers in Mink Creek. We think helping communities in a time of need deserves special attention. Many insurance companies have advertisements telling us how much they care: we prefer to look at their actions.

The cheapest large national provider in Mink Creek

Many customers have informed us that they prefer to work with large national brands. Maybe they're one of the 0.00% of Mink Creek residents who are renting, and don't plan to be in the city or state for very long. Or maybe national recognition and funds make people feel more secure with a large provider. Regardless, Travelers tends to have the lowest prices for most drivers.

For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Mink Creek driver can expect to pay about $75 per month.

Visit Site

What About USAA?

JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Mink Creek, USAA has the best prices for drivers with speeding tickets, drivers with a DUI conviction, married couples, drivers with bad credit, good drivers, young drivers, and drivers with accidents.
Get USAA (An excellent choice if you qualify)

Auto Insurance Prices in and Around Mink Creek

What Influences the Cost of Car Insurance in Mink Creek?

On average, car insurance in Mink Creek is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:

  • The average commute time in Mink Creek is 40 minutes, which is far more than average for a driver in the state.
  • Idaho state insurance regulations may allow for lower prices.
  • An average of 21 to 22 weeks with snow on the ground, which impacts accident rates.
  • Marriage rates in Mink Creek are lower than average in the state, and marriage often results in car insurance discounts.
  • Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
  • Mink Creek is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.

As a result of these and other factors, the average cost of car insurance in Mink Creek is $52 per month for minimum coverage and $93 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.

Car Insurance in Nearby Cities

Cities with Similar Populations

* Who is the average Mink Creek driver? Based on national demographic data provided by BestNeighborhood, we took a single unmarried man living in central Mink Creek with good (but not perfect) credit driving a used midsized sedan. Data sources: proprietary data collection and analysis, unique to CoverageWatch.org All content copyright CoverageWatch.org. Journalists and other websites are free to cite any data with attribution.