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Get Cheap Car Insurance in Mississippi State, MS
We monitor insurance prices, helping the average driver in Mississippi State save up to 32.0% on car insurance.
The Cheapest Minimum Coverage in Mississippi State
The chart below shows the cheapest car insurance company in Mississippi State for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Farm Bureau, Safeco Insurance, and Progressive.
| Mississippi State Insurer | Monthly Cost |
|---|---|
| State Farm | $61 |
| Farm Bureau | $63 |
| Safeco Insurance | $65 |
| Progressive | $72 |
Savings for Every Kind of Mississippi State Driver
Based on our extensive insurance data, we know the average Mississippi State driver will save about 17% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $284 per year by choosing the right vehicle insurance company. Some Mississippi State residents are paying out over $1,661 extra every year for auto insurance in Mississippi State. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Mississippi State, MS Savings / Yr. |
|---|---|
$284 |
|
$473 |
|
$369 |
|
$727 |
|
$1,685 |
|
$243 |
|
$741 |
Mississippi State Car Insurance vs. Mississippi
People living in Mississippi State pay an average of 2.78% less than the typical driver in the state. The average driver in Mississippi State can expect to pay about $945 per year, or $1,661 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Mississippi State for most people.
Car Insurance Prices by Mississippi State Neighborhood
Insurance Prices
Where is insurance cheapest within Mississippi State?
The map shows insurance prices in and around Mississippi State, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $103 per year within the city boundaries, with insurance premiums ranging from a high of $1,712 to a low of $1,609. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the East parts of Mississippi State.Pick the Best Car Insurance Company for You in Mississippi State
The best car insurance provider for most drivers in Mississippi State
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $284 over the average Mississippi State car insurance company.
The best car insurance provider for Mississippi State drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $473 over the competition.
The best car insurance company for Mississippi State drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $369 better than other car insurance companies.
The best auto insurance for Mississippi State drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $727 less each year.
The least expensive car insurance company for new and young drivers in Mississippi State
In Mississippi State, Farm Bureau costs young drivers $1,685 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Mississippi State
Farm Bureau gave the largest car insurance discounts to married couples, averaging $243 saved each year compared to an average Mississippi State couple's premiums.
The cheapest car insurance in Mississippi State for drivers with bad credit
The best Mississippi State car insurance company for customer service
Nationwide was the best company for customer service in Mississippi State according to the NAIC.
Recent price drops
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The cheapest large national provider in Mississippi State
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Mississippi State driver can expect to pay about $118 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Mississippi State, USAA has the best prices for married couples, drivers with bad credit, drivers with a DUI conviction, good drivers, drivers with speeding tickets, drivers with accidents, and young drivers.Auto Insurance Prices in and Around Mississippi State
What Influences the Cost of Car Insurance in Mississippi State?
On average, car insurance in Mississippi State is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Mississippi State is 22 minutes, which is far less than average for a driver in the state.
- Mississippi state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Mississippi State are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- Mississippi State is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Mississippi State is $79 per month for minimum coverage and $138 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Starkville: Insurance costs 0.24% less
- Clayton Village: Insurance costs 3.13% less
- Patrick: Insurance costs 3.13% less
- Sessums: Insurance costs 1.51% less
- Rocky Hill: Insurance costs 1.14% more
- Oktoc: Insurance costs 1.38% less
- Longview: Insurance costs 1.75% less
- Mayhew: Insurance costs 6.50% less
- Muldrow: Insurance costs 1.02% less
- Artesia: Insurance costs 6.98% less
Cities with Similar Populations
- Islamorada: Insurance costs 43.35% more
- Rosepine: Insurance costs 59.36% more
- Verona: Insurance costs 1.75% less
- Watkins Glen: Insurance costs 23.54% more
- Mount Oliver: Insurance costs 2.23% less
- Milton: Insurance costs 39.01% more
- Mescalero: Insurance costs 14.21% less
- Amanda: Insurance costs 31.55% less
- Manti: Insurance costs 19.02% less
- Lovell: Insurance costs 6.98% less