Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Moddersville, MI
We monitor insurance prices, helping the average driver in Moddersville save up to 41.9% on car insurance.
The Cheapest Minimum Coverage in Moddersville
The chart below shows the cheapest car insurance company in Moddersville for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by Progressive, State Farm, and Safeco Insurance.
| Moddersville Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $106 |
| Progressive | $121 |
| State Farm | $122 |
| Safeco Insurance | $129 |
Savings for Every Kind of Moddersville Driver
Based on our extensive insurance data, we know the average Moddersville driver will save about 40% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, and age. The average driver will find themselves saving $1,153 per year by choosing the right vehicle insurance company. Some Moddersville residents are paying out over $2,869 extra every year for auto insurance in Moddersville. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Moddersville, MI Savings / Yr. |
|---|---|
$1,153 |
|
$1,882 |
|
$1,665 |
|
$2,531 |
|
$2,986 |
|
$0 |
|
$0 |
Moddersville Car Insurance vs. Michigan
People living in Moddersville pay an average of 1.05% less than the typical driver in the state. The average driver in Moddersville can expect to pay about $2,179 per year, or $2,869 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in Moddersville for most people.
Car Insurance Prices by Moddersville Neighborhood
Insurance Prices
Where is insurance cheapest within Moddersville?
The map shows insurance prices in and around Moddersville, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $47 per year within the city boundaries, with insurance premiums ranging from a high of $2,885 to a low of $2,838. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Central parts of Moddersville.Pick the Best Car Insurance Company for You in Moddersville
The best car insurance provider for most drivers in Moddersville
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $1,153 over the average Moddersville car insurance company.
The best car insurance provider for Moddersville drivers with accidents on their records
In our analysis, Auto-Owners Insurance saved the average person who had been in an accident the most, with annual savings averaging $1,882 over the competition.
The best car insurance company for Moddersville drivers with speeding tickets
>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $1,665 better than other car insurance companies.
The best auto insurance for Moddersville drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $2,531 less each year.
The least expensive car insurance company for new and young drivers in Moddersville
In Moddersville, Geico costs young drivers $2,986 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Moddersville
The cheapest car insurance in Moddersville for drivers with bad credit
The best Moddersville car insurance company for customer service
Nationwide was the best company for customer service in Moddersville according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Moddersville, which was better than other insurers.
The cheapest large national provider in Moddersville
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Moddersville driver can expect to pay about $163 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Moddersville, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, drivers with accidents, and drivers with a DUI conviction.Auto Insurance Prices in and Around Moddersville
What Influences the Cost of Car Insurance in Moddersville?
On average, car insurance in Moddersville is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Michigan state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Moddersville is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Moddersville is $182 per month for minimum coverage and $239 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Lake: Insurance costs 0.94% less
- Sears: Insurance costs 2.16% less
- Lake George: Insurance costs 0.45% more
- Sherman City: Insurance costs 1.36% less
- Farwell: Insurance costs 2.13% less
- Barryton: Insurance costs 0.14% less
- Evart: Insurance costs 1.85% less
- Temple: Insurance costs 0.07% more
- Weidman: Insurance costs 2.96% less
- Chippewa Lake: Insurance costs 1.99% less
Cities with Similar Populations
- Sugar Ridge: Insurance costs 63.58% less
- Gravel Hill: Insurance costs 40.40% less
- Green Springs: Insurance costs 57.83% less
- Greenevers: Insurance costs 55.21% less
- Gypsum: Insurance costs 30.46% less
- Hartleton: Insurance costs 56.15% less
- Hemlock: Insurance costs 59.32% less
- Henrietta: Insurance costs 37.85% less
- High Shoals: Insurance costs 57.16% less
- Spalding: Insurance costs 2.86% less