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Get Cheap Car Insurance in Modest Town, VA
We monitor insurance prices, helping the average driver in Modest Town save up to 38.8% on car insurance.
The Cheapest Minimum Coverage in Modest Town
The chart below shows the cheapest car insurance company in Modest Town for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Farm Bureau, and Safeco Insurance.
| Modest Town Insurer | Monthly Cost |
|---|---|
| Metromile | $43 |
| Geico | $49 |
| Farm Bureau | $51 |
| Safeco Insurance | $54 |
Savings for Every Kind of Modest Town Driver
Based on our extensive insurance data, we know the average Modest Town driver will save about 38% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $448 per year by choosing the right vehicle insurance company. Some Modest Town residents are paying out over $1,188 extra every year for auto insurance in Modest Town. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Modest Town, VA Savings / Yr. |
|---|---|
$448 |
|
$765 |
|
$654 |
|
$639 |
|
$1,046 |
|
$240 |
|
$431 |
Modest Town Car Insurance vs. Virginia
People living in Modest Town pay an average of 2.23% less than the typical driver in the state. The average driver in Modest Town can expect to pay about $822 per year, or $1,188 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Modest Town for most people.
Car Insurance Prices by Modest Town Neighborhood
Insurance Prices
Where is insurance cheapest within Modest Town?
The map shows insurance prices in and around Modest Town, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $27 per year within the city boundaries, with insurance premiums ranging from a high of $1,193 to a low of $1,166. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Modest Town.Pick the Best Car Insurance Company for You in Modest Town
The best car insurance provider for most drivers in Modest Town
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $448 over the average Modest Town car insurance company.
The best car insurance provider for Modest Town drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $765 over the competition.
The best car insurance company for Modest Town drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $654 better than other car insurance companies.
The best auto insurance for Modest Town drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $639 less each year.
The least expensive car insurance company for new and young drivers in Modest Town
In Modest Town, Erie Insurance costs young drivers $1,046 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Modest Town
Farm Bureau gave the largest car insurance discounts to married couples, averaging $240 saved each year compared to an average Modest Town couple's premiums.
The cheapest car insurance in Modest Town for drivers with bad credit
The best Modest Town car insurance company for customer service
Nationwide was the best company for customer service in Modest Town according to the NAIC.
Recent price drops
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The cheapest large national provider in Modest Town
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Modest Town driver can expect to pay about $89 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Modest Town, USAA has the best prices for young drivers, drivers with accidents, drivers with bad credit, married couples, drivers with speeding tickets, drivers with a DUI conviction, and good drivers.Auto Insurance Prices in and Around Modest Town
What Influences the Cost of Car Insurance in Modest Town?
On average, car insurance in Modest Town is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Modest Town is 27 minutes, which is far less than average for a driver in the state.
- Virginia state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Modest Town are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Modest Town is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Modest Town is $69 per month for minimum coverage and $99 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Pastoria: Insurance costs 2.44% more
- Greenbush: Insurance costs 2.69% more
- Parksley: Insurance costs 2.19% more
- Accomac: Insurance costs 1.85% less
- Lee Mont: Insurance costs 0.67% more
- Hopkins: Insurance costs 0.17% less
- Gargatha: Insurance costs 0.42% more
- Tasley: Insurance costs 1.60% less
- Clam: Insurance costs 0.93% more
- Locustville: Insurance costs 0.84% less
Cities with Similar Populations
- Round Bottom: Insurance costs 26.94% more
- Nordmont: Insurance costs 13.80% more
- Norman: Insurance costs 48.65% more
- North Amity: Insurance costs 24.83% less
- North Cohocton: Insurance costs 73.32% more
- North Eaton: Insurance costs 6.23% less
- North Groesbeck: Insurance costs 58.25% more
- Northland: Insurance costs 140.07% more
- Northway Village: Insurance costs 17.09% more
- Northwood: Insurance costs 12.96% more