Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Monroe City, MO
We monitor insurance prices, helping the average driver in Monroe City save up to 28.5% on car insurance.
The Cheapest Minimum Coverage in Monroe City
The chart below shows the cheapest car insurance company in Monroe City for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Travelers, Safeco Insurance, and Clearcover.
| Monroe City Insurer | Monthly Cost |
|---|---|
| State Farm | $69 |
| Travelers | $69 |
| Safeco Insurance | $70 |
| Clearcover | $75 |
Savings for Every Kind of Monroe City Driver
Based on our extensive insurance data, we know the average Monroe City driver will save about 27% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $489 per year by choosing the right vehicle insurance company. Some Monroe City residents are paying out over $1,811 extra every year for auto insurance in Monroe City. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Monroe City, MO Savings / Yr. |
|---|---|
$489 |
|
$682 |
|
$623 |
|
$698 |
|
$1,472 |
|
$380 |
|
$583 |
Monroe City Car Insurance vs. Missouri
People living in Monroe City pay an average of 0.53% more than the typical driver in the state. The average driver in Monroe City can expect to pay about $1,115 per year, or $1,811 for full coverage.
Based on our analysis, Clearcover will be the cheapest provider in Monroe City for most people.
Car Insurance Prices by Monroe City Neighborhood
Insurance Prices
Where is insurance cheapest within Monroe City?
The map shows insurance prices in and around Monroe City, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $76 per year within the city boundaries, with insurance premiums ranging from a high of $1,848 to a low of $1,772. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the South parts of Monroe City.Pick the Best Car Insurance Company for You in Monroe City
The best car insurance provider for most drivers in Monroe City
For drivers with clean driving records and no major strikes, Clearcover is the best option, with annual savings of $489 over the average Monroe City car insurance company.
The best car insurance provider for Monroe City drivers with accidents on their records
In our analysis, Travelers saved the average person who had been in an accident the most, with annual savings averaging $682 over the competition.
The best car insurance company for Monroe City drivers with speeding tickets
>Clearcover gave the average person with a speeding ticket the most savings, averaging $623 better than other car insurance companies.
The best auto insurance for Monroe City drivers with a DUI conviction
Getting a quote from Clearcover may cost the average person with a DUI about $698 less each year.
The least expensive car insurance company for new and young drivers in Monroe City
In Monroe City, Travelers costs young drivers $1,472 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Monroe City
State Farm gave the largest car insurance discounts to married couples, averaging $380 saved each year compared to an average Monroe City couple's premiums.
The cheapest car insurance in Monroe City for drivers with bad credit
The best Monroe City car insurance company for customer service
Nationwide was the best company for customer service in Monroe City according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Monroe City, which was better than other insurers.
The cheapest large national provider in Monroe City
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Monroe City driver can expect to pay about $114 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Monroe City, USAA has the best prices for drivers with speeding tickets, drivers with bad credit, drivers with a DUI conviction, married couples, good drivers, drivers with accidents, and young drivers.Auto Insurance Prices in and Around Monroe City
What Influences the Cost of Car Insurance in Monroe City?
On average, car insurance in Monroe City is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Missouri state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Monroe City are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Monroe City is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Monroe City is $93 per month for minimum coverage and $151 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Hassard: Insurance costs 0.22% more
- Indian Creek: Insurance costs 2.15% less
- Hunnewell: Insurance costs 0.22% less
- Warren: Insurance costs 0.06% more
- The Landing: Insurance costs 0.72% more
- Emden: Insurance costs 0.61% less
- West Ely: Insurance costs 3.04% less
- Rensselaer: Insurance costs 0.66% less
- Woodland: Insurance costs 1.93% less
- Stoutsville: Insurance costs 1.77% less
Cities with Similar Populations
- Castlewood: Insurance costs 31.70% less
- Lucerne: Insurance costs 3.98% more
- Wrens: Insurance costs 1.66% less
- Watertown: Insurance costs 33.41% more
- Utica: Insurance costs 11.82% more
- Tipton: Insurance costs 13.09% more
- Sumiton: Insurance costs 13.03% less
- Shorewood: Insurance costs 9.50% less
- Pennellville: Insurance costs 17.61% more
- Mountain Iron: Insurance costs 10.49% less