Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Monroe, MI
We monitor insurance prices, helping the average driver in Monroe save up to 41.9% on car insurance.
The Cheapest Minimum Coverage in Monroe
The chart below shows the cheapest car insurance company in Monroe for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by Progressive, State Farm, and Safeco Insurance.
| Monroe Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $106 |
| Progressive | $121 |
| State Farm | $122 |
| Safeco Insurance | $129 |
Savings for Every Kind of Monroe Driver
Based on our extensive insurance data, we know the average Monroe driver will save about 40% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, and age. The average driver will find themselves saving $1,154 per year by choosing the right vehicle insurance company. Some Monroe residents are paying out over $2,871 extra every year for auto insurance in Monroe. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Monroe, MI Savings / Yr. |
|---|---|
$1,154 |
|
$1,884 |
|
$1,667 |
|
$2,533 |
|
$2,989 |
|
$0 |
|
$0 |
Monroe Car Insurance vs. Michigan
People living in Monroe pay an average of 0.96% less than the typical driver in the state. The average driver in Monroe can expect to pay about $2,181 per year, or $2,871 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in Monroe for most people.
Car Insurance Prices by Monroe Neighborhood
Insurance Prices
Where is insurance cheapest within Monroe?
The map shows insurance prices in and around Monroe, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $582 per year within the city boundaries, with insurance premiums ranging from a high of $3,278 to a low of $2,696. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Northwest parts of Monroe.Pick the Best Car Insurance Company for You in Monroe
The best car insurance provider for most drivers in Monroe
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $1,154 over the average Monroe car insurance company.
The best car insurance provider for Monroe drivers with accidents on their records
In our analysis, Auto-Owners Insurance saved the average person who had been in an accident the most, with annual savings averaging $1,884 over the competition.
The best car insurance company for Monroe drivers with speeding tickets
>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $1,667 better than other car insurance companies.
The best auto insurance for Monroe drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $2,533 less each year.
The least expensive car insurance company for new and young drivers in Monroe
In Monroe, Geico costs young drivers $2,989 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Monroe
The cheapest car insurance in Monroe for drivers with bad credit
The best Monroe car insurance company for customer service
Recent price drops
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The cheapest large national provider in Monroe
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Monroe driver can expect to pay about $163 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Monroe, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, drivers with accidents, and drivers with a DUI conviction.Auto Insurance Prices in and Around Monroe
What Influences the Cost of Car Insurance in Monroe?
On average, car insurance in Monroe is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Monroe is 29 minutes, which is a little less than average for a driver in the state.
- Michigan state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Monroe has an average population density in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Monroe is $182 per month for minimum coverage and $239 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Detroit Beach: Insurance costs 2.44% less
- Bolles Harbor: Insurance costs 1.50% less
- La Salle: Insurance costs 2.30% less
- Scofield: Insurance costs 0.38% less
- Newport: Insurance costs 0.45% less
- Oldport: Insurance costs 1.01% less
- Luna Pier: Insurance costs 1.53% less
- Carleton: Insurance costs 0.77% less
- Estral Beach: Insurance costs 0.56% less
- Ida: Insurance costs 1.36% less
Cities with Similar Populations
- Aspen Hill: Insurance costs 25.77% less
- Findlay: Insurance costs 63.08% less
- Evans: Insurance costs 39.78% less
- Enid: Insurance costs 41.52% less
- Encinitas: Insurance costs 31.91% less
- Edina: Insurance costs 41.90% less
- Downers Grove: Insurance costs 45.94% less
- Delaware: Insurance costs 60.43% less
- Crown Point: Insurance costs 57.37% less
- Collierville: Insurance costs 49.70% less