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Get Cheap Car Insurance in Monroeville, AL
We monitor insurance prices, helping the average driver in Monroeville save up to 30.9% on car insurance.
The Cheapest Minimum Coverage in Monroeville
The chart below shows the cheapest car insurance company in Monroeville for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Travelers, followed by Gainsco, State Farm, and Safe Auto.
| Monroeville Insurer | Monthly Cost |
|---|---|
| Travelers | $67 |
| Gainsco | $70 |
| State Farm | $73 |
| Safe Auto | $74 |
Savings for Every Kind of Monroeville Driver
Based on our extensive insurance data, we know the average Monroeville driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $375 per year by choosing the right vehicle insurance company. Some Monroeville residents are paying out over $1,515 extra every year for auto insurance in Monroeville. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Monroeville, AL Savings / Yr. |
|---|---|
$375 |
|
$510 |
|
$478 |
|
$543 |
|
$1,178 |
|
$65 |
|
$320 |
Monroeville Car Insurance vs. Alabama
People living in Monroeville pay an average of 5.47% less than the typical driver in the state. The average driver in Monroeville can expect to pay about $1,000 per year, or $1,515 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Monroeville for most people.
Car Insurance Prices by Monroeville Neighborhood
Insurance Prices
Where is insurance cheapest within Monroeville?
The map shows insurance prices in and around Monroeville, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $135 per year within the city boundaries, with insurance premiums ranging from a high of $1,577 to a low of $1,442. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the Southeast parts of Monroeville.Pick the Best Car Insurance Company for You in Monroeville
The best car insurance provider for most drivers in Monroeville
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $375 over the average Monroeville car insurance company.
The best car insurance provider for Monroeville drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $510 over the competition.
The best car insurance company for Monroeville drivers with speeding tickets
>Safe Auto gave the average person with a speeding ticket the most savings, averaging $478 better than other car insurance companies.
The best auto insurance for Monroeville drivers with a DUI conviction
Getting a quote from Allstate may cost the average person with a DUI about $543 less each year.
The least expensive car insurance company for new and young drivers in Monroeville
In Monroeville, Travelers costs young drivers $1,178 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Monroeville
State Farm gave the largest car insurance discounts to married couples, averaging $65 saved each year compared to an average Monroeville couple's premiums.
The cheapest car insurance in Monroeville for drivers with bad credit
The best Monroeville car insurance company for customer service
Nationwide was the best company for customer service in Monroeville according to the NAIC.
Recent price drops
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The cheapest large national provider in Monroeville
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Monroeville driver can expect to pay about $101 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Monroeville, USAA has the best prices for drivers with accidents, married couples, good drivers, young drivers, drivers with speeding tickets, drivers with a DUI conviction, and drivers with bad credit.Auto Insurance Prices in and Around Monroeville
What Influences the Cost of Car Insurance in Monroeville?
On average, car insurance in Monroeville is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Monroeville is 27 minutes, which is far less than average for a driver in the state.
- Alabama state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Monroeville are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- Monroeville is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Monroeville is $83 per month for minimum coverage and $126 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Mexia Crossing: Insurance costs 2.11% less
- Mexia: Insurance costs 0.92% less
- Excel: Insurance costs 3.70% less
- Frisco City: Insurance costs 1.78% less
- Peterman: Insurance costs 0.13% more
- Fountain: Insurance costs 1.91% more
- Repton: Insurance costs 2.24% less
- Tunnel Springs: Insurance costs 0.53% more
- Perdue Hill: Insurance costs 1.52% more
- Nichburg: Insurance costs 1.91% less
Cities with Similar Populations
- Winterville: Insurance costs 15.71% more
- Yarmouth: Insurance costs 37.89% less
- Yacolt: Insurance costs 3.63% less
- Wyoming: Insurance costs 21.45% less
- Lake Lorraine: Insurance costs 53.53% more
- Wyncote: Insurance costs 4.55% more
- Wynantskill: Insurance costs 45.21% more
- Wrightsville: Insurance costs 13.86% less
- Worley: Insurance costs 21.06% less
- Woodstown: Insurance costs 17.56% more