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Get Cheap Car Insurance in Montgomery Center, VT
We monitor insurance prices, helping the average driver in Montgomery Center save up to 31.8% on car insurance.
The Cheapest Minimum Coverage in Montgomery Center
The chart below shows the cheapest car insurance company in Montgomery Center for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by State Farm, Safeco Insurance, and Concord Group Insurance.
| Montgomery Center Insurer | Monthly Cost |
|---|---|
| Kemper | $33 |
| State Farm | $39 |
| Safeco Insurance | $44 |
| Concord Group Insurance | $49 |
Savings for Every Kind of Montgomery Center Driver
Based on our extensive insurance data, we know the average Montgomery Center driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $301 per year by choosing the right vehicle insurance company. Some Montgomery Center residents are paying out over $1,185 extra every year for auto insurance in Montgomery Center. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Montgomery Center, VT Savings / Yr. |
|---|---|
$301 |
|
$562 |
|
$358 |
|
$550 |
|
$1,086 |
|
$306 |
|
$528 |
Montgomery Center Car Insurance vs. Vermont
People living in Montgomery Center pay an average of 2.89% less than the typical driver in the state. The average driver in Montgomery Center can expect to pay about $652 per year, or $1,185 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in Montgomery Center for most people.
Car Insurance Prices by Montgomery Center Neighborhood
Insurance Prices
Where is insurance cheapest within Montgomery Center?
The map shows insurance prices in and around Montgomery Center, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $28 per year within the city boundaries, with insurance premiums ranging from a high of $1,210 to a low of $1,182. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Central parts of Montgomery Center.Pick the Best Car Insurance Company for You in Montgomery Center
The best car insurance provider for most drivers in Montgomery Center
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $301 over the average Montgomery Center car insurance company.
The best car insurance provider for Montgomery Center drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $562 over the competition.
The best car insurance company for Montgomery Center drivers with speeding tickets
>Concord Group Insurance gave the average person with a speeding ticket the most savings, averaging $358 better than other car insurance companies.
The best auto insurance for Montgomery Center drivers with a DUI conviction
Getting a quote from Concord Group Insurance may cost the average person with a DUI about $550 less each year.
The least expensive car insurance company for new and young drivers in Montgomery Center
In Montgomery Center, Concord Group Insurance costs young drivers $1,086 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Montgomery Center
State Farm gave the largest car insurance discounts to married couples, averaging $306 saved each year compared to an average Montgomery Center couple's premiums.
The cheapest car insurance in Montgomery Center for drivers with bad credit
The best Montgomery Center car insurance company for customer service
Nationwide was the best company for customer service in Montgomery Center according to the NAIC.
Recent price drops
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The cheapest large national provider in Montgomery Center
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Montgomery Center driver can expect to pay about $81 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Montgomery Center, USAA has the best prices for drivers with a DUI conviction, married couples, young drivers, drivers with bad credit, drivers with accidents, drivers with speeding tickets, and good drivers.Auto Insurance Prices in and Around Montgomery Center
What Influences the Cost of Car Insurance in Montgomery Center?
On average, car insurance in Montgomery Center is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Montgomery Center is 32 minutes, which is about the national average for a driver in the state.
- Vermont state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Montgomery Center are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- Montgomery Center is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Montgomery Center is $54 per month for minimum coverage and $99 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- East Enosburg: Insurance costs 0.93% more
- Westfield: Insurance costs 3.04% more
- Lowell: Insurance costs 1.52% more
- East Berkshire: Insurance costs 0.84% more
- Richford: Insurance costs 1.52% more
- Enosburg Falls: Insurance costs 0.08% more
- Eden: Insurance costs 1.43% more
- Belvidere Center: Insurance costs 1.52% more
- Eden Mills: Insurance costs 1.43% more
- Troy: Insurance costs 7.17% more
Cities with Similar Populations
- Hamburg: Insurance costs 31.14% more
- Theta: Insurance costs 14.51% more
- Summersville: Insurance costs 81.86% more
- Startex: Insurance costs 38.90% more
- Star City: Insurance costs 0.59% less
- Stanberry: Insurance costs 1.27% less
- St. Paul: Insurance costs 30.04% more
- Spruce Head: Insurance costs 20.59% less
- South Montrose: Insurance costs 16.54% more
- Herron: Insurance costs 131.14% more