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Get Cheap Car Insurance in Montgomery Heights, WV
We monitor insurance prices, helping the average driver in Montgomery Heights save up to 34.4% on car insurance.
The Cheapest Minimum Coverage in Montgomery Heights
The chart below shows the cheapest car insurance company in Montgomery Heights for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Westfield, Safeco Insurance, and Erie Insurance.
| Montgomery Heights Insurer | Monthly Cost |
|---|---|
| State Farm | $48 |
| Westfield | $49 |
| Safeco Insurance | $51 |
| Erie Insurance | $59 |
Savings for Every Kind of Montgomery Heights Driver
Based on our extensive insurance data, we know the average Montgomery Heights driver will save about 20% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $310 per year by choosing the right vehicle insurance company. Some Montgomery Heights residents are paying out over $1,510 extra every year for auto insurance in Montgomery Heights. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Montgomery Heights, WV Savings / Yr. |
|---|---|
$310 |
|
$659 |
|
$488 |
|
$622 |
|
$1,750 |
|
$380 |
|
$435 |
Montgomery Heights Car Insurance vs. West Virginia
People living in Montgomery Heights pay an average of 0.78% less than the typical driver in the state. The average driver in Montgomery Heights can expect to pay about $810 per year, or $1,510 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Montgomery Heights for most people.
Car Insurance Prices by Montgomery Heights Neighborhood
Insurance Prices
Where is insurance cheapest within Montgomery Heights?
The map shows insurance prices in and around Montgomery Heights, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $50 per year within the city boundaries, with insurance premiums ranging from a high of $1,554 to a low of $1,504. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Montgomery Heights.Pick the Best Car Insurance Company for You in Montgomery Heights
The best car insurance provider for most drivers in Montgomery Heights
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $310 over the average Montgomery Heights car insurance company.
The best car insurance provider for Montgomery Heights drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $659 over the competition.
The best car insurance company for Montgomery Heights drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $488 better than other car insurance companies.
The best auto insurance for Montgomery Heights drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $622 less each year.
The least expensive car insurance company for new and young drivers in Montgomery Heights
In Montgomery Heights, State Farm costs young drivers $1,750 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Montgomery Heights
State Farm gave the largest car insurance discounts to married couples, averaging $380 saved each year compared to an average Montgomery Heights couple's premiums.
The cheapest car insurance in Montgomery Heights for drivers with bad credit
The best Montgomery Heights car insurance company for customer service
Nationwide was the best company for customer service in Montgomery Heights according to the NAIC.
Recent price drops
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The cheapest large national provider in Montgomery Heights
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Montgomery Heights driver can expect to pay about $101 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Montgomery Heights, USAA has the best prices for drivers with speeding tickets, good drivers, young drivers, drivers with bad credit, drivers with a DUI conviction, drivers with accidents, and married couples.Auto Insurance Prices in and Around Montgomery Heights
What Influences the Cost of Car Insurance in Montgomery Heights?
On average, car insurance in Montgomery Heights is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Montgomery Heights is 33 minutes, which is a little less than average for a driver in the state.
- West Virginia state insurance regulations may allow for lower prices.
- An average of 11 to 12 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Montgomery Heights are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- Montgomery Heights is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Montgomery Heights is $67 per month for minimum coverage and $126 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Gallagher: Insurance costs 0.20% less
- Standard: Insurance costs 0.07% less
- Handley: Insurance costs 0.40% less
- Montgomery: Insurance costs 1.32% more
- Whittaker: Insurance costs 0.07% less
- London: Insurance costs 0.26% less
- Smithers: Insurance costs 0.73% more
- Mount Carbon: Insurance costs 2.65% more
- Hansford: Insurance costs 0.40% less
- Hugheston: Insurance costs 0.46% less
Cities with Similar Populations
- Selma: Insurance costs 3.91% more
- Mill Creek: Insurance costs 18.21% more
- Scarce Grease: Insurance costs 3.05% more
- Scenic: Insurance costs 13.97% more
- Schley: Insurance costs 7.88% more
- Scott: Insurance costs 16.75% more
- Scullton: Insurance costs 8.01% less
- Searcy: Insurance costs 99.01% more
- Searight: Insurance costs 5.23% less
- Seaton: Insurance costs 11.66% more