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Get Cheap Car Insurance in Montgomeryville, PA
We monitor insurance prices, helping the average driver in Montgomeryville save up to 35.9% on car insurance.
The Cheapest Minimum Coverage in Montgomeryville
The chart below shows the cheapest car insurance company in Montgomeryville for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Metromile, Travelers, and State Farm.
| Montgomeryville Insurer | Monthly Cost |
|---|---|
| Kemper | $52 |
| Metromile | $52 |
| Travelers | $53 |
| State Farm | $55 |
Savings for Every Kind of Montgomeryville Driver
Based on our extensive insurance data, we know the average Montgomeryville driver will save about 28% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $396 per year by choosing the right vehicle insurance company. Some Montgomeryville residents are paying out over $1,411 extra every year for auto insurance in Montgomeryville. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Montgomeryville, PA Savings / Yr. |
|---|---|
$396 |
|
$701 |
|
$535 |
|
$638 |
|
$1,635 |
|
$283 |
|
$506 |
Montgomeryville Car Insurance vs. Pennsylvania
People living in Montgomeryville pay an average of 1.05% less than the typical driver in the state. The average driver in Montgomeryville can expect to pay about $875 per year, or $1,411 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Montgomeryville for most people.
Car Insurance Prices by Montgomeryville Neighborhood
Insurance Prices
Where is insurance cheapest within Montgomeryville?
The map shows insurance prices in and around Montgomeryville, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $45 per year within the city boundaries, with insurance premiums ranging from a high of $1,436 to a low of $1,391. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Central parts of Montgomeryville.Pick the Best Car Insurance Company for You in Montgomeryville
The best car insurance provider for most drivers in Montgomeryville
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $396 over the average Montgomeryville car insurance company.
The best car insurance provider for Montgomeryville drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $701 over the competition.
The best car insurance company for Montgomeryville drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $535 better than other car insurance companies.
The best auto insurance for Montgomeryville drivers with a DUI conviction
Getting a quote from Clearcover may cost the average person with a DUI about $638 less each year.
The least expensive car insurance company for new and young drivers in Montgomeryville
In Montgomeryville, Travelers costs young drivers $1,635 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Montgomeryville
State Farm gave the largest car insurance discounts to married couples, averaging $283 saved each year compared to an average Montgomeryville couple's premiums.
The cheapest car insurance in Montgomeryville for drivers with bad credit
The best Montgomeryville car insurance company for customer service
Nationwide was the best company for customer service in Montgomeryville according to the NAIC.
Recent price drops
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The cheapest large national provider in Montgomeryville
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Montgomeryville driver can expect to pay about $86 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Montgomeryville, USAA has the best prices for drivers with speeding tickets, young drivers, drivers with a DUI conviction, drivers with bad credit, good drivers, drivers with accidents, and married couples.Auto Insurance Prices in and Around Montgomeryville
What Influences the Cost of Car Insurance in Montgomeryville?
On average, car insurance in Montgomeryville is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Pennsylvania state insurance regulations may allow for lower prices.
- An average of 12 to 13 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Montgomeryville are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- Montgomeryville is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Montgomeryville is $73 per month for minimum coverage and $118 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- North Wales: Insurance costs 2.34% more
- Colmar: Insurance costs 3.40% more
- Lansdale: Insurance costs 2.20% more
- Chalfont: Insurance costs 0.64% less
- Line Lexington: Insurance costs 1.49% less
- Hatfield: Insurance costs 1.98% more
- Gwynedd Valley: Insurance costs 2.98% more
- New Britain: Insurance costs 0.99% less
- Ambler: Insurance costs 1.20% more
- Warrington: Insurance costs 1.84% more
Cities with Similar Populations
- Strongstown: Insurance costs 3.61% less
- Ellenburg Center: Insurance costs 48.33% more
- Ellisforde: Insurance costs 7.58% less
- Elrod: Insurance costs 13.25% more
- Elrod: Insurance costs 0.21% more
- Evans: Insurance costs 25.80% more
- Evergreen: Insurance costs 117.72% more
- Fidelle: Insurance costs 20.13% more
- Strasburg: Insurance costs 25.66% more
- Eidson: Insurance costs 4.75% less