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Get Cheap Car Insurance in Monticello, FL
We monitor insurance prices, helping the average driver in Monticello save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in Monticello
The chart below shows the cheapest car insurance company in Monticello for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| Monticello Insurer | Monthly Cost |
|---|---|
| Geico | $116 |
| State Farm | $123 |
| Gainsco | $160 |
| Bristol West | $160 |
Savings for Every Kind of Monticello Driver
Based on our extensive insurance data, we know the average Monticello driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $709 per year by choosing the right vehicle insurance company. Some Monticello residents are paying out over $2,423 extra every year for auto insurance in Monticello. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Monticello, FL Savings / Yr. |
|---|---|
$709 |
|
$1,041 |
|
$801 |
|
$792 |
|
$2,517 |
|
$688 |
|
$1,002 |
Monticello Car Insurance vs. Florida
People living in Monticello pay an average of 8.29% less than the typical driver in the state. The average driver in Monticello can expect to pay about $2,212 per year, or $2,423 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Monticello for most people.
Car Insurance Prices by Monticello Neighborhood
Insurance Prices
Where is insurance cheapest within Monticello?
The map shows insurance prices in and around Monticello, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $257 per year within the city boundaries, with insurance premiums ranging from a high of $2,591 to a low of $2,334. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Southwest parts of Monticello.Pick the Best Car Insurance Company for You in Monticello
The best car insurance provider for most drivers in Monticello
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $709 over the average Monticello car insurance company.
The best car insurance provider for Monticello drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,041 over the competition.
The best car insurance company for Monticello drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $801 better than other car insurance companies.
The best auto insurance for Monticello drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $792 less each year.
The least expensive car insurance company for new and young drivers in Monticello
In Monticello, Geico costs young drivers $2,517 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Monticello
Geico gave the largest car insurance discounts to married couples, averaging $688 saved each year compared to an average Monticello couple's premiums.
The cheapest car insurance in Monticello for drivers with bad credit
The best Monticello car insurance company for customer service
Recent price drops
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The cheapest large national provider in Monticello
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Monticello driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Monticello, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Monticello
What Influences the Cost of Car Insurance in Monticello?
On average, car insurance in Monticello is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Monticello is 34 minutes, which is about the national average for a driver in the state.
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Monticello are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- Monticello is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Monticello is $184 per month for minimum coverage and $202 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Drifton: Insurance costs 0.33% less
- Casa Blanco: Insurance costs 0.74% less
- Dills: Insurance costs 1.61% less
- Jarrott: Insurance costs 0.74% less
- Festus: Insurance costs 0.74% more
- Lloyd: Insurance costs 2.93% less
- Waukeenah: Insurance costs 3.67% less
- Greenville: Insurance costs 2.52% more
- Lovett: Insurance costs 2.10% more
- Miccosukee Cpo: Insurance costs 1.16% less
Cities with Similar Populations
- Whitesboro: Insurance costs 27.20% less
- Wilton: Insurance costs 18.12% less
- Wilson: Insurance costs 39.41% less
- Wilmore: Insurance costs 16.67% less
- Willows: Insurance costs 22.12% less
- Willow Park: Insurance costs 32.27% less
- Williston Park: Insurance costs 11.35% more
- Williston: Insurance costs 0.21% more
- Williamstown: Insurance costs 37.89% less
- Williamsburg: Insurance costs 53.90% less