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Get Cheap Car Insurance in Monticello, MS
We monitor insurance prices, helping the average driver in Monticello save up to 32.0% on car insurance.
The Cheapest Minimum Coverage in Monticello
The chart below shows the cheapest car insurance company in Monticello for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Farm Bureau, Safeco Insurance, and Progressive.
| Monticello Insurer | Monthly Cost |
|---|---|
| State Farm | $64 |
| Farm Bureau | $66 |
| Safeco Insurance | $68 |
| Progressive | $76 |
Savings for Every Kind of Monticello Driver
Based on our extensive insurance data, we know the average Monticello driver will save about 17% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $298 per year by choosing the right vehicle insurance company. Some Monticello residents are paying out over $1,741 extra every year for auto insurance in Monticello. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Monticello, MS Savings / Yr. |
|---|---|
$298 |
|
$496 |
|
$387 |
|
$763 |
|
$1,767 |
|
$255 |
|
$777 |
Monticello Car Insurance vs. Mississippi
People living in Monticello pay an average of 1.95% more than the typical driver in the state. The average driver in Monticello can expect to pay about $991 per year, or $1,741 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Monticello for most people.
Car Insurance Prices by Monticello Neighborhood
Insurance Prices
Where is insurance cheapest within Monticello?
The map shows insurance prices in and around Monticello, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $102 per year within the city boundaries, with insurance premiums ranging from a high of $1,768 to a low of $1,666. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the Northeast parts of Monticello.Pick the Best Car Insurance Company for You in Monticello
The best car insurance provider for most drivers in Monticello
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $298 over the average Monticello car insurance company.
The best car insurance provider for Monticello drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $496 over the competition.
The best car insurance company for Monticello drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $387 better than other car insurance companies.
The best auto insurance for Monticello drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $763 less each year.
The least expensive car insurance company for new and young drivers in Monticello
In Monticello, Farm Bureau costs young drivers $1,767 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Monticello
Farm Bureau gave the largest car insurance discounts to married couples, averaging $255 saved each year compared to an average Monticello couple's premiums.
The cheapest car insurance in Monticello for drivers with bad credit
The best Monticello car insurance company for customer service
Nationwide was the best company for customer service in Monticello according to the NAIC.
Recent price drops
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The cheapest large national provider in Monticello
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Monticello driver can expect to pay about $118 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Monticello, USAA has the best prices for married couples, drivers with bad credit, drivers with a DUI conviction, good drivers, drivers with speeding tickets, drivers with accidents, and young drivers.Auto Insurance Prices in and Around Monticello
What Influences the Cost of Car Insurance in Monticello?
On average, car insurance in Monticello is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Monticello is 37 minutes, which is a little more than average for a driver in the state.
- Mississippi state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Monticello are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- Monticello is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Monticello is $83 per month for minimum coverage and $145 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Rosella: Insurance costs 1.21% more
- Robinwood: Insurance costs 0.17% less
- Fair River: Insurance costs 1.15% less
- Wanilla: Insurance costs 0.46% more
- Sontag: Insurance costs 0.17% less
- Silver Creek: Insurance costs 1.32% more
- Topeka: Insurance costs 3.10% less
- East Lincoln: Insurance costs 2.81% less
- Tilton: Insurance costs 0.17% less
- Fair Oak Springs: Insurance costs 1.44% less
Cities with Similar Populations
- Blue Ridge: Insurance costs 5.40% less
- Bourbon: Insurance costs 4.65% more
- Brookdale: Insurance costs 3.68% more
- Caledonia: Insurance costs 10.05% less
- Combined Locks: Insurance costs 38.37% less
- Cuba City: Insurance costs 35.73% less
- Deerfield: Insurance costs 36.53% less
- Ferdinand: Insurance costs 34.35% less
- Fort Mitchell: Insurance costs 8.56% less
- Frazier Park: Insurance costs 10.68% more