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Get Cheap Car Insurance in Moores Chapel, TN
We monitor insurance prices, helping the average driver in Moores Chapel save up to 31.8% on car insurance.
The Cheapest Minimum Coverage in Moores Chapel
The chart below shows the cheapest car insurance company in Moores Chapel for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Farmers Insurance, and Safeco Insurance.
| Moores Chapel Insurer | Monthly Cost |
|---|---|
| State Farm | $51 |
| Geico | $57 |
| Farmers Insurance | $58 |
| Safeco Insurance | $58 |
Savings for Every Kind of Moores Chapel Driver
Based on our extensive insurance data, we know the average Moores Chapel driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $347 per year by choosing the right vehicle insurance company. Some Moores Chapel residents are paying out over $1,361 extra every year for auto insurance in Moores Chapel. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Moores Chapel, TN Savings / Yr. |
|---|---|
$347 |
|
$627 |
|
$463 |
|
$530 |
|
$1,365 |
|
$329 |
|
$568 |
Moores Chapel Car Insurance vs. Tennessee
People living in Moores Chapel pay an average of 1.33% less than the typical driver in the state. The average driver in Moores Chapel can expect to pay about $856 per year, or $1,361 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Moores Chapel for most people.
Car Insurance Prices by Moores Chapel Neighborhood
Insurance Prices
Where is insurance cheapest within Moores Chapel?
The map shows insurance prices in and around Moores Chapel, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $67 per year within the city boundaries, with insurance premiums ranging from a high of $1,413 to a low of $1,346. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Central parts of Moores Chapel.Pick the Best Car Insurance Company for You in Moores Chapel
The best car insurance provider for most drivers in Moores Chapel
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $347 over the average Moores Chapel car insurance company.
The best car insurance provider for Moores Chapel drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $627 over the competition.
The best car insurance company for Moores Chapel drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $463 better than other car insurance companies.
The best auto insurance for Moores Chapel drivers with a DUI conviction
Getting a quote from Novo may cost the average person with a DUI about $530 less each year.
The least expensive car insurance company for new and young drivers in Moores Chapel
In Moores Chapel, State Farm costs young drivers $1,365 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Moores Chapel
State Farm gave the largest car insurance discounts to married couples, averaging $329 saved each year compared to an average Moores Chapel couple's premiums.
The cheapest car insurance in Moores Chapel for drivers with bad credit
The best Moores Chapel car insurance company for customer service
Nationwide was the best company for customer service in Moores Chapel according to the NAIC.
Recent price drops
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The cheapest large national provider in Moores Chapel
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Moores Chapel driver can expect to pay about $95 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Moores Chapel, USAA has the best prices for married couples, good drivers, drivers with accidents, drivers with bad credit, drivers with a DUI conviction, drivers with speeding tickets, and young drivers.Auto Insurance Prices in and Around Moores Chapel
What Influences the Cost of Car Insurance in Moores Chapel?
On average, car insurance in Moores Chapel is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Moores Chapel is 34 minutes, which is about the national average for a driver in the state.
- Tennessee state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Moores Chapel are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Moores Chapel is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Moores Chapel is $71 per month for minimum coverage and $113 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Vaughns Grove: Insurance costs 1.03% less
- Fruitland: Insurance costs 2.35% more
- Trenton: Insurance costs 1.47% more
- Cades: Insurance costs 1.25% more
- Milan: Insurance costs 1.10% more
- Gibson: Insurance costs 2.57% less
- Laneview: Insurance costs 1.98% more
- Sitka: Insurance costs 3.45% less
- Humboldt: Insurance costs 4.19% more
- Bradford: Insurance costs 0.88% less
Cities with Similar Populations
- Lafayette: Insurance costs 45.78% more
- Klotzville: Insurance costs 135.27% more
- Kneeland: Insurance costs 32.77% more
- Woodville: Insurance costs 32.18% more
- Woodberry: Insurance costs 22.34% more
- La Jose: Insurance costs the same
- Wolverton: Insurance costs 14.92% more
- Wolf Creek: Insurance costs 53.64% more
- Witwen: Insurance costs 17.71% less
- Klein: Insurance costs 13.37% more