Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Moscow, VA
We monitor insurance prices, helping the average driver in Moscow save up to 38.8% on car insurance.
The Cheapest Minimum Coverage in Moscow
The chart below shows the cheapest car insurance company in Moscow for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Farm Bureau, and Safeco Insurance.
| Moscow Insurer | Monthly Cost |
|---|---|
| Metromile | $41 |
| Geico | $47 |
| Farm Bureau | $49 |
| Safeco Insurance | $52 |
Savings for Every Kind of Moscow Driver
Based on our extensive insurance data, we know the average Moscow driver will save about 38% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $431 per year by choosing the right vehicle insurance company. Some Moscow residents are paying out over $1,144 extra every year for auto insurance in Moscow. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Moscow, VA Savings / Yr. |
|---|---|
$431 |
|
$737 |
|
$630 |
|
$616 |
|
$1,008 |
|
$231 |
|
$415 |
Moscow Car Insurance vs. Virginia
People living in Moscow pay an average of 5.81% less than the typical driver in the state. The average driver in Moscow can expect to pay about $792 per year, or $1,144 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Moscow for most people.
Car Insurance Prices by Moscow Neighborhood
Insurance Prices
Where is insurance cheapest within Moscow?
The map shows insurance prices in and around Moscow, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $16 per year within the city boundaries, with insurance premiums ranging from a high of $1,148 to a low of $1,132. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Moscow.Pick the Best Car Insurance Company for You in Moscow
The best car insurance provider for most drivers in Moscow
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $431 over the average Moscow car insurance company.
The best car insurance provider for Moscow drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $737 over the competition.
The best car insurance company for Moscow drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $630 better than other car insurance companies.
The best auto insurance for Moscow drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $616 less each year.
The least expensive car insurance company for new and young drivers in Moscow
In Moscow, Erie Insurance costs young drivers $1,008 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Moscow
Farm Bureau gave the largest car insurance discounts to married couples, averaging $231 saved each year compared to an average Moscow couple's premiums.
The cheapest car insurance in Moscow for drivers with bad credit
The best Moscow car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Moscow, which was better than other insurers.
The cheapest large national provider in Moscow
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Moscow driver can expect to pay about $89 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Moscow, USAA has the best prices for young drivers, drivers with accidents, drivers with bad credit, married couples, drivers with speeding tickets, drivers with a DUI conviction, and good drivers.Auto Insurance Prices in and Around Moscow
What Influences the Cost of Car Insurance in Moscow?
On average, car insurance in Moscow is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Moscow is 31 minutes, which is a little less than average for a driver in the state.
- Virginia state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Moscow are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- Moscow is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Moscow is $66 per month for minimum coverage and $95 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Mount Solon: Insurance costs 0.87% less
- Spring Hill: Insurance costs 0.35% more
- Stover: Insurance costs 0.52% more
- Roman: Insurance costs 0.70% more
- Stokesville: Insurance costs 0.79% less
- Franks Mill: Insurance costs 1.31% more
- Churchville: Insurance costs 1.57% more
- Mount Sidney: Insurance costs 0.26% more
- Spring Creek: Insurance costs 0.61% less
- Bridgewater: Insurance costs 1.22% less
Cities with Similar Populations
- South Newport: Insurance costs 46.68% more
- Keystone: Insurance costs 41.96% more
- Kildare Junction: Insurance costs 40.30% more
- Kimberling: Insurance costs 4.55% more
- Kings Canyon National Pk: Insurance costs 69.49% more
- Kings Creek: Insurance costs 10.58% more
- Seaboard: Insurance costs 35.40% more
- Sills: Insurance costs 105.51% more
- South Bristol: Insurance costs 89.34% more
- South Forest City: Insurance costs 50.79% more