Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Mound Bayou, MS
We monitor insurance prices, helping the average driver in Mound Bayou save up to 32.0% on car insurance.
The Cheapest Minimum Coverage in Mound Bayou
The chart below shows the cheapest car insurance company in Mound Bayou for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Farm Bureau, Safeco Insurance, and Progressive.
| Mound Bayou Insurer | Monthly Cost |
|---|---|
| State Farm | $66 |
| Farm Bureau | $68 |
| Safeco Insurance | $70 |
| Progressive | $78 |
Savings for Every Kind of Mound Bayou Driver
Based on our extensive insurance data, we know the average Mound Bayou driver will save about 17% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $307 per year by choosing the right vehicle insurance company. Some Mound Bayou residents are paying out over $1,794 extra every year for auto insurance in Mound Bayou. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Mound Bayou, MS Savings / Yr. |
|---|---|
$307 |
|
$512 |
|
$399 |
|
$786 |
|
$1,820 |
|
$263 |
|
$800 |
Mound Bayou Car Insurance vs. Mississippi
People living in Mound Bayou pay an average of 5.04% more than the typical driver in the state. The average driver in Mound Bayou can expect to pay about $1,021 per year, or $1,794 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Mound Bayou for most people.
Car Insurance Prices by Mound Bayou Neighborhood
Insurance Prices
Where is insurance cheapest within Mound Bayou?
The map shows insurance prices in and around Mound Bayou, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $101 per year within the city boundaries, with insurance premiums ranging from a high of $1,852 to a low of $1,751. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Southeast parts of Mound Bayou.Pick the Best Car Insurance Company for You in Mound Bayou
The best car insurance provider for most drivers in Mound Bayou
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $307 over the average Mound Bayou car insurance company.
The best car insurance provider for Mound Bayou drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $512 over the competition.
The best car insurance company for Mound Bayou drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $399 better than other car insurance companies.
The best auto insurance for Mound Bayou drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $786 less each year.
The least expensive car insurance company for new and young drivers in Mound Bayou
In Mound Bayou, Farm Bureau costs young drivers $1,820 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Mound Bayou
Farm Bureau gave the largest car insurance discounts to married couples, averaging $263 saved each year compared to an average Mound Bayou couple's premiums.
The cheapest car insurance in Mound Bayou for drivers with bad credit
The best Mound Bayou car insurance company for customer service
Nationwide was the best company for customer service in Mound Bayou according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Mound Bayou, which was better than other insurers.
The cheapest large national provider in Mound Bayou
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Mound Bayou driver can expect to pay about $118 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Mound Bayou, USAA has the best prices for married couples, drivers with bad credit, drivers with a DUI conviction, good drivers, drivers with speeding tickets, drivers with accidents, and young drivers.Auto Insurance Prices in and Around Mound Bayou
What Influences the Cost of Car Insurance in Mound Bayou?
On average, car insurance in Mound Bayou is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Mississippi state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Mound Bayou are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Mound Bayou has an average population density in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Mound Bayou is $85 per month for minimum coverage and $150 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Winstonville: Insurance costs 2.17% more
- Merigold: Insurance costs 2.17% less
- Shelby: Insurance costs 1.67% less
- Renova: Insurance costs 3.12% less
- Lombardy: Insurance costs 2.62% less
- Dwiggins: Insurance costs 0.84% less
- Zumbro: Insurance costs 4.52% less
- Pace: Insurance costs 2.56% less
- Symonds: Insurance costs 2.40% less
- Cleveland: Insurance costs 1.11% less
Cities with Similar Populations
- Auke Bay: Insurance costs 28.54% less
- Baxter: Insurance costs 10.03% less
- Beechgrove: Insurance costs 23.58% less
- Bennet: Insurance costs 22.91% less
- Boothbay: Insurance costs 47.16% less
- Fosston: Insurance costs 11.32% less
- Ridgely: Insurance costs 22.02% less
- Memphis: Insurance costs 15.22% more
- Ochelata: Insurance costs 5.69% less
- Notus: Insurance costs 39.41% less