Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Mound City, TX
We monitor insurance prices, helping the average driver in Mound City save up to 34.2% on car insurance.
The Cheapest Minimum Coverage in Mound City
The chart below shows the cheapest car insurance company in Mound City for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Clearcover, followed by Mile Auto, Progressive, and State Farm.
| Mound City Insurer | Monthly Cost |
|---|---|
| Clearcover | $41 |
| Mile Auto | $54 |
| Progressive | $55 |
| State Farm | $60 |
Savings for Every Kind of Mound City Driver
Based on our extensive insurance data, we know the average Mound City driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $328 per year by choosing the right vehicle insurance company. Some Mound City residents are paying out over $1,596 extra every year for auto insurance in Mound City. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Mound City, TX Savings / Yr. |
|---|---|
$328 |
|
$752 |
|
$663 |
|
$759 |
|
$1,155 |
|
$436 |
|
$477 |
Mound City Car Insurance vs. Texas
People living in Mound City pay an average of 18.30% less than the typical driver in the state. The average driver in Mound City can expect to pay about $951 per year, or $1,596 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Mound City for most people.
Car Insurance Prices by Mound City Neighborhood
Insurance Prices
Where is insurance cheapest within Mound City?
The map shows insurance prices in and around Mound City, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $81 per year within the city boundaries, with insurance premiums ranging from a high of $1,667 to a low of $1,586. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Central parts of Mound City.Pick the Best Car Insurance Company for You in Mound City
The best car insurance provider for most drivers in Mound City
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $328 over the average Mound City car insurance company.
The best car insurance provider for Mound City drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $752 over the competition.
The best car insurance company for Mound City drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $663 better than other car insurance companies.
The best auto insurance for Mound City drivers with a DUI conviction
Getting a quote from Mile Auto may cost the average person with a DUI about $759 less each year.
The least expensive car insurance company for new and young drivers in Mound City
In Mound City, State Farm costs young drivers $1,155 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Mound City
State Farm gave the largest car insurance discounts to married couples, averaging $436 saved each year compared to an average Mound City couple's premiums.
The cheapest car insurance in Mound City for drivers with bad credit
The best Mound City car insurance company for customer service
Nationwide was the best company for customer service in Mound City according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Mound City, which was better than other insurers.
The cheapest large national provider in Mound City
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Mound City driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Mound City, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, drivers with accidents, young drivers, drivers with speeding tickets, and drivers with bad credit.Auto Insurance Prices in and Around Mound City
What Influences the Cost of Car Insurance in Mound City?
On average, car insurance in Mound City is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Texas state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Mound City are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Mound City has an average population density in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Mound City is $79 per month for minimum coverage and $133 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Percilla: Insurance costs 4.45% more
- Slocum: Insurance costs 0.81% less
- Salmon: Insurance costs 0.25% more
- Grapeland: Insurance costs 1.69% more
- Weches: Insurance costs 0.75% less
- Elkhart: Insurance costs 0.13% more
- Weeping Mary: Insurance costs 0.38% less
- Maydelle: Insurance costs 2.63% more
- Oakland: Insurance costs 0.13% more
- Palestine: Insurance costs 2.94% more
Cities with Similar Populations
- Surry: Insurance costs 27.94% less
- Gossburg: Insurance costs 14.22% less
- Gum Branch: Insurance costs 20.11% less
- Staples: Insurance costs 0.69% more
- Starr: Insurance costs 10.84% more
- Staunton: Insurance costs 25.69% less
- Stratton: Insurance costs 40.10% less
- Stuart: Insurance costs 5.70% more
- Sugar Tree Ridge: Insurance costs 29.45% less
- Summerland: Insurance costs 5.20% more