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Get Cheap Car Insurance in Mount Carmel, IA
We monitor insurance prices, helping the average driver in Mount Carmel save up to 33.2% on car insurance.
The Cheapest Minimum Coverage in Mount Carmel
The chart below shows the cheapest car insurance company in Mount Carmel for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by IMT Insurance, Auto-Owners Insurance, and Farm Bureau.
| Mount Carmel Insurer | Monthly Cost |
|---|---|
| State Farm | $27 |
| IMT Insurance | $28 |
| Auto-Owners Insurance | $29 |
| Farm Bureau | $30 |
Savings for Every Kind of Mount Carmel Driver
Based on our extensive insurance data, we know the average Mount Carmel driver will save about 22% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $269 per year by choosing the right vehicle insurance company. Some Mount Carmel residents are paying out over $1,229 extra every year for auto insurance in Mount Carmel. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Mount Carmel, IA Savings / Yr. |
|---|---|
$269 |
|
$374 |
|
$319 |
|
$429 |
|
$1,124 |
|
$370 |
|
$567 |
Mount Carmel Car Insurance vs. Iowa
People living in Mount Carmel pay an average of 1.60% less than the typical driver in the state. The average driver in Mount Carmel can expect to pay about $482 per year, or $1,229 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Mount Carmel for most people.
Car Insurance Prices by Mount Carmel Neighborhood
Insurance Prices
Where is insurance cheapest within Mount Carmel?
The map shows insurance prices in and around Mount Carmel, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the city boundaries, with insurance premiums ranging from a high of $1,229 to a low of $1,229. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Mount Carmel.Pick the Best Car Insurance Company for You in Mount Carmel
The best car insurance provider for most drivers in Mount Carmel
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $269 over the average Mount Carmel car insurance company.
The best car insurance provider for Mount Carmel drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $374 over the competition.
The best car insurance company for Mount Carmel drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $319 better than other car insurance companies.
The best auto insurance for Mount Carmel drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $429 less each year.
The least expensive car insurance company for new and young drivers in Mount Carmel
In Mount Carmel, IMT Insurance costs young drivers $1,124 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Mount Carmel
State Farm gave the largest car insurance discounts to married couples, averaging $370 saved each year compared to an average Mount Carmel couple's premiums.
The cheapest car insurance in Mount Carmel for drivers with bad credit
The best Mount Carmel car insurance company for customer service
Nationwide was the best company for customer service in Mount Carmel according to the NAIC.
Recent price drops
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The cheapest large national provider in Mount Carmel
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Mount Carmel driver can expect to pay about $81 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Mount Carmel, USAA has the best prices for drivers with a DUI conviction, drivers with bad credit, drivers with speeding tickets, drivers with accidents, good drivers, and young drivers.Auto Insurance Prices in and Around Mount Carmel
What Influences the Cost of Car Insurance in Mount Carmel?
On average, car insurance in Mount Carmel is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Mount Carmel is 20 minutes, which is far less than average for a driver in the state.
- Iowa state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Mount Carmel are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- Mount Carmel is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Mount Carmel is $40 per month for minimum coverage and $102 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Maple River: Insurance costs the same
- Breda: Insurance costs 0.33% more
- Lidderdale: Insurance costs 0.08% less
- Auburn: Insurance costs 0.33% less
- Carroll: Insurance costs 1.14% less
- Grant City: Insurance costs 0.49% less
- Ulmer: Insurance costs 0.49% more
- Carnarvon: Insurance costs 1.55% less
- Arcadia: Insurance costs 0.41% more
- Lanesboro: Insurance costs 0.08% less
Cities with Similar Populations
- Grogan: Insurance costs 46.95% more
- Hayes Center: Insurance costs 19.61% more
- Hastings: Insurance costs 0.98% less
- Hartwick: Insurance costs 0.41% more
- Hardy: Insurance costs 41.33% more
- Hanna: Insurance costs 39.38% more
- Hanaford: Insurance costs 19.93% more
- Hampden: Insurance costs 41.09% more
- Halliday: Insurance costs 35.31% more
- Hadensville: Insurance costs 64.61% more