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Get Cheap Car Insurance in Mount Olive, NC
We monitor insurance prices, helping the average driver in Mount Olive save up to 33.1% on car insurance.
The Cheapest Minimum Coverage in Mount Olive
The chart below shows the cheapest car insurance company in Mount Olive for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Midvale Home & Auto, followed by Erie Insurance, Farm Bureau, and Progressive.
| Mount Olive Insurer | Monthly Cost |
|---|---|
| Midvale Home & Auto | $49 |
| Erie Insurance | $49 |
| Farm Bureau | $52 |
| Progressive | $55 |
Savings for Every Kind of Mount Olive Driver
Based on our extensive insurance data, we know the average Mount Olive driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $246 per year by choosing the right vehicle insurance company. Some Mount Olive residents are paying out over $1,280 extra every year for auto insurance in Mount Olive. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Mount Olive, NC Savings / Yr. |
|---|---|
$246 |
|
$535 |
|
$389 |
|
$993 |
|
$737 |
|
$297 |
|
$445 |
Mount Olive Car Insurance vs. North Carolina
People living in Mount Olive pay an average of 2.41% more than the typical driver in the state. The average driver in Mount Olive can expect to pay about $767 per year, or $1,280 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Mount Olive for most people.
Car Insurance Prices by Mount Olive Neighborhood
Insurance Prices
Where is insurance cheapest within Mount Olive?
The map shows insurance prices in and around Mount Olive, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $289 per year within the city boundaries, with insurance premiums ranging from a high of $1,463 to a low of $1,174. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Northwest parts of Mount Olive.Pick the Best Car Insurance Company for You in Mount Olive
The best car insurance provider for most drivers in Mount Olive
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $246 over the average Mount Olive car insurance company.
The best car insurance provider for Mount Olive drivers with accidents on their records
In our analysis, Erie Insurance saved the average person who had been in an accident the most, with annual savings averaging $535 over the competition.
The best car insurance company for Mount Olive drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $389 better than other car insurance companies.
The best auto insurance for Mount Olive drivers with a DUI conviction
Getting a quote from Kemper may cost the average person with a DUI about $993 less each year.
The least expensive car insurance company for new and young drivers in Mount Olive
In Mount Olive, State Farm costs young drivers $737 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Mount Olive
Erie Insurance gave the largest car insurance discounts to married couples, averaging $297 saved each year compared to an average Mount Olive couple's premiums.
The cheapest car insurance in Mount Olive for drivers with bad credit
The best Mount Olive car insurance company for customer service
Nationwide was the best company for customer service in Mount Olive according to the NAIC.
Recent price drops
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The cheapest large national provider in Mount Olive
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Mount Olive driver can expect to pay about $87 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Mount Olive, USAA has the best prices for none of the categories above.Auto Insurance Prices in and Around Mount Olive
What Influences the Cost of Car Insurance in Mount Olive?
On average, car insurance in Mount Olive is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Mount Olive is 31 minutes, which is about the national average for a driver in the state.
- North Carolina state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Mount Olive are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Mount Olive is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Mount Olive is $64 per month for minimum coverage and $107 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Calypso: Insurance costs 3.28% less
- Faison: Insurance costs 0.39% less
- Friendship: Insurance costs 2.58% less
- Hopewell: Insurance costs 1.09% more
- Bowdens: Insurance costs 0.08% more
- Giddensville: Insurance costs 0.23% more
- Suttontown: Insurance costs 0.70% more
- Poplar Grove: Insurance costs 0.70% less
- Dudley: Insurance costs 0.39% less
- Indian Springs: Insurance costs 0.47% more
Cities with Similar Populations
- Hanceville: Insurance costs 20.00% more
- High Springs: Insurance costs 85.39% more
- Hermantown: Insurance costs 23.75% more
- Henderson: Insurance costs 5.55% more
- Hebron: Insurance costs 6.64% less
- Heber Springs: Insurance costs 28.36% more
- Heath: Insurance costs 32.27% more
- Havre: Insurance costs 24.84% more
- Havana: Insurance costs 94.30% more
- Hartsville: Insurance costs 6.95% more