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Get Cheap Car Insurance in Mount Pleasant, AR
We monitor insurance prices, helping the average driver in Mount Pleasant save up to 33.0% on car insurance.
The Cheapest Minimum Coverage in Mount Pleasant
The chart below shows the cheapest car insurance company in Mount Pleasant for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Safeco Insurance, followed by Farm Bureau, Geico, and Jupiter.
| Mount Pleasant Insurer | Monthly Cost |
|---|---|
| Safeco Insurance | $54 |
| Farm Bureau | $55 |
| Geico | $57 |
| Jupiter | $59 |
Savings for Every Kind of Mount Pleasant Driver
Based on our extensive insurance data, we know the average Mount Pleasant driver will save about 20% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $329 per year by choosing the right vehicle insurance company. Some Mount Pleasant residents are paying out over $1,662 extra every year for auto insurance in Mount Pleasant. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Mount Pleasant, AR Savings / Yr. |
|---|---|
$329 |
|
$583 |
|
$469 |
|
$722 |
|
$1,866 |
|
$331 |
|
$463 |
Mount Pleasant Car Insurance vs. Arkansas
People living in Mount Pleasant pay an average of 1.23% less than the typical driver in the state. The average driver in Mount Pleasant can expect to pay about $900 per year, or $1,662 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Mount Pleasant for most people.
Car Insurance Prices by Mount Pleasant Neighborhood
Insurance Prices
Where is insurance cheapest within Mount Pleasant?
The map shows insurance prices in and around Mount Pleasant, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $60 per year within the city boundaries, with insurance premiums ranging from a high of $1,707 to a low of $1,647. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the West parts of Mount Pleasant.Pick the Best Car Insurance Company for You in Mount Pleasant
The best car insurance provider for most drivers in Mount Pleasant
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $329 over the average Mount Pleasant car insurance company.
The best car insurance provider for Mount Pleasant drivers with accidents on their records
In our analysis, Gainsco saved the average person who had been in an accident the most, with annual savings averaging $583 over the competition.
The best car insurance company for Mount Pleasant drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $469 better than other car insurance companies.
The best auto insurance for Mount Pleasant drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $722 less each year.
The least expensive car insurance company for new and young drivers in Mount Pleasant
In Mount Pleasant, Farm Bureau costs young drivers $1,866 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Mount Pleasant
Farm Bureau gave the largest car insurance discounts to married couples, averaging $331 saved each year compared to an average Mount Pleasant couple's premiums.
The cheapest car insurance in Mount Pleasant for drivers with bad credit
The best Mount Pleasant car insurance company for customer service
Nationwide was the best company for customer service in Mount Pleasant according to the NAIC.
Recent price drops
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The cheapest large national provider in Mount Pleasant
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Mount Pleasant driver can expect to pay about $113 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Mount Pleasant, USAA has the best prices for drivers with speeding tickets, married couples, drivers with bad credit, drivers with accidents, good drivers, drivers with a DUI conviction, and young drivers.Auto Insurance Prices in and Around Mount Pleasant
What Influences the Cost of Car Insurance in Mount Pleasant?
On average, car insurance in Mount Pleasant is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Mount Pleasant is 23 minutes, which is far less than average for a driver in the state.
- Arkansas state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Mount Pleasant are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Mount Pleasant is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Mount Pleasant is $75 per month for minimum coverage and $139 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Sage: Insurance costs 0.06% more
- Lunenburg: Insurance costs 0.60% less
- Cushman: Insurance costs 2.65% more
- Sandtown: Insurance costs 1.68% more
- Sidney: Insurance costs 1.14% more
- Guion: Insurance costs 0.60% less
- Melbourne: Insurance costs 0.12% more
- St. James: Insurance costs 0.72% more
- Maxville: Insurance costs 1.32% more
- Sylamore: Insurance costs 0.90% less
Cities with Similar Populations
- Emerado: Insurance costs 18.83% less
- Walcott: Insurance costs 1.56% more
- Wanette: Insurance costs 3.67% more
- Waterville: Insurance costs 27.32% less
- Flatwoods: Insurance costs 9.15% more
- Wenatchee Heights: Insurance costs 23.29% less
- Fertile: Insurance costs 28.34% less
- West Harpswell: Insurance costs 43.08% less
- West Point: Insurance costs 3.01% more
- Evansville: Insurance costs 9.75% less