Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Mount Vernon, ME
We monitor insurance prices, helping the average driver in Mount Vernon save up to 31.9% on car insurance.
The Cheapest Minimum Coverage in Mount Vernon
The chart below shows the cheapest car insurance company in Mount Vernon for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Concord Group Insurance, and Kemper.
| Mount Vernon Insurer | Monthly Cost |
|---|---|
| State Farm | $37 |
| Geico | $39 |
| Concord Group Insurance | $42 |
| Kemper | $42 |
Savings for Every Kind of Mount Vernon Driver
Based on our extensive insurance data, we know the average Mount Vernon driver will save about 24% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $235 per year by choosing the right vehicle insurance company. Some Mount Vernon residents are paying out over $964 extra every year for auto insurance in Mount Vernon. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Mount Vernon, ME Savings / Yr. |
|---|---|
$235 |
|
$334 |
|
$303 |
|
$308 |
|
$979 |
|
$204 |
|
$430 |
Mount Vernon Car Insurance vs. Maine
People living in Mount Vernon pay an average of 1.87% more than the typical driver in the state. The average driver in Mount Vernon can expect to pay about $537 per year, or $964 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Mount Vernon for most people.
Car Insurance Prices by Mount Vernon Neighborhood
Insurance Prices
Where is insurance cheapest within Mount Vernon?
The map shows insurance prices in and around Mount Vernon, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $9 per year within the city boundaries, with insurance premiums ranging from a high of $964 to a low of $955. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Northwest parts of Mount Vernon.Pick the Best Car Insurance Company for You in Mount Vernon
The best car insurance provider for most drivers in Mount Vernon
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $235 over the average Mount Vernon car insurance company.
The best car insurance provider for Mount Vernon drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $334 over the competition.
The best car insurance company for Mount Vernon drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $303 better than other car insurance companies.
The best auto insurance for Mount Vernon drivers with a DUI conviction
Getting a quote from Concord Group Insurance may cost the average person with a DUI about $308 less each year.
The least expensive car insurance company for new and young drivers in Mount Vernon
In Mount Vernon, Concord Group Insurance costs young drivers $979 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Mount Vernon
Concord Group Insurance gave the largest car insurance discounts to married couples, averaging $204 saved each year compared to an average Mount Vernon couple's premiums.
The cheapest car insurance in Mount Vernon for drivers with bad credit
The best Mount Vernon car insurance company for customer service
Nationwide was the best company for customer service in Mount Vernon according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Mount Vernon, which was better than other insurers.
The cheapest large national provider in Mount Vernon
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Mount Vernon driver can expect to pay about $60 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Mount Vernon, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, young drivers, good drivers, drivers with accidents, and married couples.Auto Insurance Prices in and Around Mount Vernon
What Influences the Cost of Car Insurance in Mount Vernon?
On average, car insurance in Mount Vernon is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Mount Vernon is 36 minutes, which is a little more than average for a driver in the state.
- Maine state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Mount Vernon are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- Mount Vernon has an average population density in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Mount Vernon is $45 per month for minimum coverage and $80 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- West Mount Vernon: Insurance costs 0.41% less
- Kents Hill: Insurance costs 0.83% less
- Readfield: Insurance costs 0.31% less
- Vienna: Insurance costs 0.10% less
- Belgrade: Insurance costs 0.73% less
- Belgrade Lakes: Insurance costs 0.52% more
- Wayne: Insurance costs 0.52% less
- East Livermore: Insurance costs 0.31% more
- North Livermore: Insurance costs 0.10% less
- Chesterville: Insurance costs 0.41% more
Cities with Similar Populations
- Amity: Insurance costs 43.15% more
- Angels Camp: Insurance costs 97.61% more
- Atkinson: Insurance costs 31.22% more
- Aurora: Insurance costs 34.85% more
- Axtell: Insurance costs 43.98% more
- Belfast: Insurance costs 115.98% more
- Bernards: Insurance costs 96.47% more
- Lebanon: Insurance costs 15.25% more
- Lake Hubert: Insurance costs 67.53% more
- Linn Valley: Insurance costs 61.10% more