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Get Cheap Car Insurance in Mountainaire, AZ
We monitor insurance prices, helping the average driver in Mountainaire save up to 38.6% on car insurance.
The Cheapest Minimum Coverage in Mountainaire
The chart below shows the cheapest car insurance company in Mountainaire for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by State Farm, Mile Auto, and MetLife.
| Mountainaire Insurer | Monthly Cost |
|---|---|
| Metromile | $58 |
| State Farm | $59 |
| Mile Auto | $74 |
| MetLife | $74 |
Savings for Every Kind of Mountainaire Driver
Based on our extensive insurance data, we know the average Mountainaire driver will save about 39% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $661 per year by choosing the right vehicle insurance company. Some Mountainaire residents are paying out over $1,711 extra every year for auto insurance in Mountainaire. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Mountainaire, AZ Savings / Yr. |
|---|---|
$661 |
|
$588 |
|
$357 |
|
$601 |
|
$1,906 |
|
$337 |
|
$945 |
Mountainaire Car Insurance vs. Arizona
People living in Mountainaire pay an average of 5.69% less than the typical driver in the state. The average driver in Mountainaire can expect to pay about $902 per year, or $1,711 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in Mountainaire for most people.
Car Insurance Prices by Mountainaire Neighborhood
Insurance Prices
Where is insurance cheapest within Mountainaire?
The map shows insurance prices in and around Mountainaire, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $100 per year within the city boundaries, with insurance premiums ranging from a high of $1,790 to a low of $1,690. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the West parts of Mountainaire.Pick the Best Car Insurance Company for You in Mountainaire
The best car insurance provider for most drivers in Mountainaire
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $661 over the average Mountainaire car insurance company.
The best car insurance provider for Mountainaire drivers with accidents on their records
In our analysis, Nationwide saved the average person who had been in an accident the most, with annual savings averaging $588 over the competition.
The best car insurance company for Mountainaire drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $357 better than other car insurance companies.
The best auto insurance for Mountainaire drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $601 less each year.
The least expensive car insurance company for new and young drivers in Mountainaire
In Mountainaire, Geico costs young drivers $1,906 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Mountainaire
State Farm gave the largest car insurance discounts to married couples, averaging $337 saved each year compared to an average Mountainaire couple's premiums.
The cheapest car insurance in Mountainaire for drivers with bad credit
The best Mountainaire car insurance company for customer service
Nationwide was the best company for customer service in Mountainaire according to the NAIC.
Recent price drops
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The cheapest large national provider in Mountainaire
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Mountainaire driver can expect to pay about $130 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Mountainaire, USAA has the best prices for married couples, drivers with speeding tickets, drivers with accidents, good drivers, drivers with bad credit, young drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around Mountainaire
What Influences the Cost of Car Insurance in Mountainaire?
On average, car insurance in Mountainaire is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Mountainaire is 25 minutes, which is far less than average for a driver in the state.
- Arizona state insurance regulations may require higher prices.
- An average of 11 to 12 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Mountainaire are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Mountainaire is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Mountainaire is $75 per month for minimum coverage and $143 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Flagstaff: Insurance costs 3.62% more
- Munds Park: Insurance costs 0.41% more
- Mormon Lake: Insurance costs 0.99% less
- Rimmy Jims: Insurance costs 1.93% more
- Leupp Corner: Insurance costs 0.06% less
- Paulden: Insurance costs 3.16% more
- Winslow: Insurance costs 5.26% more
- Sunrise: Insurance costs 2.34% more
- Joseph City: Insurance costs 0.64% less
- Holbrook: Insurance costs 0.35% more
Cities with Similar Populations
- Sunrise Springs: Insurance costs 3.04% more
- Stratton: Insurance costs 35.42% less
- String Prairie: Insurance costs 4.32% less
- Sudbury: Insurance costs 30.92% less
- Sugar Grove: Insurance costs 17.77% more
- Sugar Valley: Insurance costs 3.74% less
- Summerfield: Insurance costs 61.31% more
- Sunbury: Insurance costs 28.64% less
- Sunny Side: Insurance costs 0.58% less
- Howell: Insurance costs 19.23% less