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Get Cheap Car Insurance in Muldraugh, KY
We monitor insurance prices, helping the average driver in Muldraugh save up to 29.1% on car insurance.
The Cheapest Minimum Coverage in Muldraugh
The chart below shows the cheapest car insurance company in Muldraugh for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Travelers, and Geico.
| Muldraugh Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $65 |
| State Farm | $65 |
| Travelers | $95 |
| Geico | $102 |
Savings for Every Kind of Muldraugh Driver
Based on our extensive insurance data, we know the average Muldraugh driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $576 per year by choosing the right vehicle insurance company. Some Muldraugh residents are paying out over $2,281 extra every year for auto insurance in Muldraugh. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Muldraugh, KY Savings / Yr. |
|---|---|
$576 |
|
$945 |
|
$930 |
|
$941 |
|
$1,862 |
|
$623 |
|
$998 |
Muldraugh Car Insurance vs. Kentucky
People living in Muldraugh pay an average of 6.90% more than the typical driver in the state. The average driver in Muldraugh can expect to pay about $1,175 per year, or $2,281 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Muldraugh for most people.
Car Insurance Prices by Muldraugh Neighborhood
Insurance Prices
Where is insurance cheapest within Muldraugh?
The map shows insurance prices in and around Muldraugh, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $176 per year within the city boundaries, with insurance premiums ranging from a high of $2,311 to a low of $2,135. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Northeast parts of Muldraugh.Pick the Best Car Insurance Company for You in Muldraugh
The best car insurance provider for most drivers in Muldraugh
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $576 over the average Muldraugh car insurance company.
The best car insurance provider for Muldraugh drivers with accidents on their records
In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $945 over the competition.
The best car insurance company for Muldraugh drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $930 better than other car insurance companies.
The best auto insurance for Muldraugh drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $941 less each year.
The least expensive car insurance company for new and young drivers in Muldraugh
In Muldraugh, State Farm costs young drivers $1,862 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Muldraugh
State Farm gave the largest car insurance discounts to married couples, averaging $623 saved each year compared to an average Muldraugh couple's premiums.
The cheapest car insurance in Muldraugh for drivers with bad credit
The best Muldraugh car insurance company for customer service
Recent price drops
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The cheapest large national provider in Muldraugh
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Muldraugh driver can expect to pay about $144 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Muldraugh, USAA has the best prices for drivers with a DUI conviction, drivers with speeding tickets, married couples, drivers with bad credit, drivers with accidents, young drivers, and good drivers.Auto Insurance Prices in and Around Muldraugh
What Influences the Cost of Car Insurance in Muldraugh?
On average, car insurance in Muldraugh is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Muldraugh is 42 minutes, which is far more than average for a driver in the state.
- Kentucky state insurance regulations may require higher prices.
- An average of 6 to 7 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Muldraugh are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Muldraugh is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Muldraugh is $98 per month for minimum coverage and $190 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Fort Knox: Insurance costs 6.18% less
- Rose Terrace: Insurance costs 9.43% less
- West Point: Insurance costs 7.76% less
- Vine Grove Junction: Insurance costs 0.39% more
- Ekron: Insurance costs 7.72% less
- Vine Grove: Insurance costs 6.14% less
- Radcliff: Insurance costs 1.71% less
- Brandenburg: Insurance costs 8.24% less
- Laconia: Insurance costs 46.65% less
- Hunters Hlw: Insurance costs 7.15% less
Cities with Similar Populations
- Erving: Insurance costs 35.64% less
- Bulan: Insurance costs 2.37% more
- Burlington: Insurance costs 37.62% less
- Buxton: Insurance costs 47.61% less
- Cambridge: Insurance costs 47.92% less
- Charlack: Insurance costs 8.59% less
- Crab Orchard: Insurance costs 41.25% less
- Cranmoor: Insurance costs 50.55% less
- Creston: Insurance costs 18.41% less
- Dallas: Insurance costs 48.44% less