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Get Cheap Car Insurance in Mundelein, IL
We monitor insurance prices, helping the average driver in Mundelein save up to 28.8% on car insurance.
The Cheapest Minimum Coverage in Mundelein
The chart below shows the cheapest car insurance company in Mundelein for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Country Financial, Metromile, and American Family Insurance.
| Mundelein Insurer | Monthly Cost |
|---|---|
| State Farm | $53 |
| Country Financial | $58 |
| Metromile | $63 |
| American Family Insurance | $68 |
Savings for Every Kind of Mundelein Driver
Based on our extensive insurance data, we know the average Mundelein driver will save about 23% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $371 per year by choosing the right vehicle insurance company. Some Mundelein residents are paying out over $1,587 extra every year for auto insurance in Mundelein. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Mundelein, IL Savings / Yr. |
|---|---|
$371 |
|
$697 |
|
$558 |
|
$585 |
|
$1,441 |
|
$415 |
|
$532 |
Mundelein Car Insurance vs. Illinois
People living in Mundelein pay an average of 5.01% more than the typical driver in the state. The average driver in Mundelein can expect to pay about $942 per year, or $1,587 for full coverage.
Based on our analysis, Lighthouse will be the cheapest provider in Mundelein for most people.
Car Insurance Prices by Mundelein Neighborhood
Insurance Prices
Where is insurance cheapest within Mundelein?
The map shows insurance prices in and around Mundelein, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $426 per year within the city boundaries, with insurance premiums ranging from a high of $1,794 to a low of $1,368. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Northwest parts of Mundelein.Pick the Best Car Insurance Company for You in Mundelein
The best car insurance provider for most drivers in Mundelein
For drivers with clean driving records and no major strikes, Lighthouse is the best option, with annual savings of $371 over the average Mundelein car insurance company.
The best car insurance provider for Mundelein drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $697 over the competition.
The best car insurance company for Mundelein drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $558 better than other car insurance companies.
The best auto insurance for Mundelein drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $585 less each year.
The least expensive car insurance company for new and young drivers in Mundelein
In Mundelein, State Farm costs young drivers $1,441 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Mundelein
State Farm gave the largest car insurance discounts to married couples, averaging $415 saved each year compared to an average Mundelein couple's premiums.
The cheapest car insurance in Mundelein for drivers with bad credit
The best Mundelein car insurance company for customer service
Recent price drops
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The cheapest large national provider in Mundelein
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Mundelein driver can expect to pay about $98 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Mundelein, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, young drivers, drivers with bad credit, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Mundelein
What Influences the Cost of Car Insurance in Mundelein?
On average, car insurance in Mundelein is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Mundelein is 35 minutes, which is a little more than average for a driver in the state.
- Illinois state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Mundelein are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- Mundelein is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Mundelein is $78 per month for minimum coverage and $132 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Vernon Hills: Insurance costs 2.14% more
- Indian Creek: Insurance costs 3.40% more
- Libertyville: Insurance costs 6.49% less
- Hawthorn Woods: Insurance costs 2.77% less
- Long Grove: Insurance costs 3.72% more
- Mettawa: Insurance costs 9.26% less
- Green Oaks: Insurance costs 5.23% less
- Kildeer: Insurance costs 1.83% less
- Gages Lake: Insurance costs 3.84% less
- Grayslake: Insurance costs 3.21% less
Cities with Similar Populations
- Albertville: Insurance costs 4.16% less
- Xenia: Insurance costs 29.24% less
- Woodbury: Insurance costs 16.38% more
- Williston: Insurance costs 7.81% less
- Westmont: Insurance costs 66.16% more
- Waycross: Insurance costs 9.77% more
- Deer Park: Insurance costs 11.28% more
- Cooper City: Insurance costs 88.91% more
- Burlington: Insurance costs 21.42% more
- Bowling Green: Insurance costs 33.02% less