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Get Cheap Car Insurance in Munnsville, NY
We monitor insurance prices, helping the average driver in Munnsville save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Munnsville
The chart below shows the cheapest car insurance company in Munnsville for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Munnsville Insurer | Monthly Cost |
|---|---|
| Kemper | $77 |
| Plymouth Rock Assurance | $103 |
| Safeco Insurance | $111 |
| Geico | $115 |
Savings for Every Kind of Munnsville Driver
Based on our extensive insurance data, we know the average Munnsville driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $626 per year by choosing the right vehicle insurance company. Some Munnsville residents are paying out over $2,100 extra every year for auto insurance in Munnsville. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Munnsville, NY Savings / Yr. |
|---|---|
$626 |
|
$399 |
|
$798 |
|
$807 |
|
$1,977 |
|
$662 |
|
$1,054 |
Munnsville Car Insurance vs. New York
People living in Munnsville pay an average of 13.41% less than the typical driver in the state. The average driver in Munnsville can expect to pay about $1,523 per year, or $2,100 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Munnsville for most people.
Car Insurance Prices by Munnsville Neighborhood
Insurance Prices
Where is insurance cheapest within Munnsville?
The map shows insurance prices in and around Munnsville, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $54 per year within the city boundaries, with insurance premiums ranging from a high of $2,147 to a low of $2,093. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Northeast parts of Munnsville.Pick the Best Car Insurance Company for You in Munnsville
The best car insurance provider for most drivers in Munnsville
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $626 over the average Munnsville car insurance company.
The best car insurance provider for Munnsville drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $399 over the competition.
The best car insurance company for Munnsville drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $798 better than other car insurance companies.
The best auto insurance for Munnsville drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $807 less each year.
The least expensive car insurance company for new and young drivers in Munnsville
In Munnsville, Progressive costs young drivers $1,977 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Munnsville
Progressive gave the largest car insurance discounts to married couples, averaging $662 saved each year compared to an average Munnsville couple's premiums.
The cheapest car insurance in Munnsville for drivers with bad credit
The best Munnsville car insurance company for customer service
Nationwide was the best company for customer service in Munnsville according to the NAIC.
Recent price drops
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The cheapest large national provider in Munnsville
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Munnsville driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Munnsville, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Munnsville
What Influences the Cost of Car Insurance in Munnsville?
On average, car insurance in Munnsville is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Munnsville is 31 minutes, which is about the national average for a driver in the state.
- New York state insurance regulations may require higher prices.
- An average of 11 to 12 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Munnsville are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Munnsville is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Munnsville is $127 per month for minimum coverage and $175 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Stockbridge: Insurance costs 0.33% less
- Solsville: Insurance costs 0.14% less
- Pratts Hollow: Insurance costs 0.33% less
- Valley Mills: Insurance costs 0.33% less
- Knoxboro: Insurance costs 0.62% less
- Peterboro: Insurance costs 0.14% less
- Merrillsville: Insurance costs 2.52% more
- Morrisville: Insurance costs 0.67% more
- Oriskany Falls: Insurance costs 1.19% less
- Pine Woods: Insurance costs 2.24% more
Cities with Similar Populations
- Arlington: Insurance costs 21.24% less
- Athena: Insurance costs 33.24% less
- Carlsbad: Insurance costs 20.67% less
- Broaddus: Insurance costs 21.95% less
- One Hundred Palms: Insurance costs 7.62% less
- Monte Rio: Insurance costs 9.05% less
- Moravia: Insurance costs 39.19% less
- Moss Bluff: Insurance costs 17.67% less
- Mount Eaton: Insurance costs 47.57% less
- Northwood: Insurance costs 33.19% less