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Get Cheap Car Insurance in Murfreesboro, TN
We monitor insurance prices, helping the average driver in Murfreesboro save up to 31.8% on car insurance.
The Cheapest Minimum Coverage in Murfreesboro
The chart below shows the cheapest car insurance company in Murfreesboro for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Farmers Insurance, and Safeco Insurance.
| Murfreesboro Insurer | Monthly Cost |
|---|---|
| State Farm | $53 |
| Geico | $59 |
| Farmers Insurance | $60 |
| Safeco Insurance | $60 |
Savings for Every Kind of Murfreesboro Driver
Based on our extensive insurance data, we know the average Murfreesboro driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $361 per year by choosing the right vehicle insurance company. Some Murfreesboro residents are paying out over $1,413 extra every year for auto insurance in Murfreesboro. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Murfreesboro, TN Savings / Yr. |
|---|---|
$361 |
|
$651 |
|
$481 |
|
$550 |
|
$1,418 |
|
$341 |
|
$590 |
Murfreesboro Car Insurance vs. Tennessee
People living in Murfreesboro pay an average of 2.49% more than the typical driver in the state. The average driver in Murfreesboro can expect to pay about $890 per year, or $1,413 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Murfreesboro for most people.
Car Insurance Prices by Murfreesboro Neighborhood
Insurance Prices
Where is insurance cheapest within Murfreesboro?
The map shows insurance prices in and around Murfreesboro, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $270 per year within the city boundaries, with insurance premiums ranging from a high of $1,568 to a low of $1,298. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the North parts of Murfreesboro.Pick the Best Car Insurance Company for You in Murfreesboro
The best car insurance provider for most drivers in Murfreesboro
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $361 over the average Murfreesboro car insurance company.
The best car insurance provider for Murfreesboro drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $651 over the competition.
The best car insurance company for Murfreesboro drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $481 better than other car insurance companies.
The best auto insurance for Murfreesboro drivers with a DUI conviction
Getting a quote from Novo may cost the average person with a DUI about $550 less each year.
The least expensive car insurance company for new and young drivers in Murfreesboro
In Murfreesboro, State Farm costs young drivers $1,418 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Murfreesboro
State Farm gave the largest car insurance discounts to married couples, averaging $341 saved each year compared to an average Murfreesboro couple's premiums.
The cheapest car insurance in Murfreesboro for drivers with bad credit
The best Murfreesboro car insurance company for customer service
Nationwide was the best company for customer service in Murfreesboro according to the NAIC.
Recent price drops
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The cheapest large national provider in Murfreesboro
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Murfreesboro driver can expect to pay about $95 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Murfreesboro, USAA has the best prices for married couples, good drivers, drivers with accidents, drivers with bad credit, drivers with a DUI conviction, drivers with speeding tickets, and young drivers.Auto Insurance Prices in and Around Murfreesboro
What Influences the Cost of Car Insurance in Murfreesboro?
On average, car insurance in Murfreesboro is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Murfreesboro is 34 minutes, which is about the national average for a driver in the state.
- Tennessee state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Murfreesboro are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Murfreesboro is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Murfreesboro is $74 per month for minimum coverage and $118 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Rockvale: Insurance costs 3.40% less
- Walterhill: Insurance costs 3.18% less
- Kittrell: Insurance costs 4.60% less
- Christiana: Insurance costs 3.75% less
- Smyrna: Insurance costs 0.85% more
- Link: Insurance costs 2.90% less
- Lascassas: Insurance costs 4.81% less
- Patterson: Insurance costs 3.11% less
- Arrington: Insurance costs 3.54% less
- Readyville: Insurance costs 4.25% less
Cities with Similar Populations
- Berkeley: Insurance costs 51.52% more
- Arlington Heights: Insurance costs 14.15% more
- Aurora: Insurance costs 53.50% more
- Arlington: Insurance costs 31.99% more
- Anchorage: Insurance costs 7.22% more
- Arlington: Insurance costs 5.59% less
- Akron: Insurance costs 19.96% less
- Alhambra: Insurance costs 71.34% more
- Baldwin Park: Insurance costs 65.18% more
- Atlanta: Insurance costs 42.32% more