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Get Cheap Car Insurance in Nassau, NY
We monitor insurance prices, helping the average driver in Nassau save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Nassau
The chart below shows the cheapest car insurance company in Nassau for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Nassau Insurer | Monthly Cost |
|---|---|
| Kemper | $78 |
| Plymouth Rock Assurance | $103 |
| Safeco Insurance | $111 |
| Geico | $116 |
Savings for Every Kind of Nassau Driver
Based on our extensive insurance data, we know the average Nassau driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $629 per year by choosing the right vehicle insurance company. Some Nassau residents are paying out over $2,109 extra every year for auto insurance in Nassau. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Nassau, NY Savings / Yr. |
|---|---|
$629 |
|
$401 |
|
$801 |
|
$810 |
|
$1,985 |
|
$664 |
|
$1,058 |
Nassau Car Insurance vs. New York
People living in Nassau pay an average of 13.04% less than the typical driver in the state. The average driver in Nassau can expect to pay about $1,530 per year, or $2,109 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Nassau for most people.
Car Insurance Prices by Nassau Neighborhood
Insurance Prices
Where is insurance cheapest within Nassau?
The map shows insurance prices in and around Nassau, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $132 per year within the city boundaries, with insurance premiums ranging from a high of $2,211 to a low of $2,079. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the North parts of Nassau.Pick the Best Car Insurance Company for You in Nassau
The best car insurance provider for most drivers in Nassau
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $629 over the average Nassau car insurance company.
The best car insurance provider for Nassau drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $401 over the competition.
The best car insurance company for Nassau drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $801 better than other car insurance companies.
The best auto insurance for Nassau drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $810 less each year.
The least expensive car insurance company for new and young drivers in Nassau
In Nassau, Progressive costs young drivers $1,985 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Nassau
Progressive gave the largest car insurance discounts to married couples, averaging $664 saved each year compared to an average Nassau couple's premiums.
The cheapest car insurance in Nassau for drivers with bad credit
The best Nassau car insurance company for customer service
Recent price drops
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The cheapest large national provider in Nassau
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Nassau driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Nassau, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Nassau
What Influences the Cost of Car Insurance in Nassau?
On average, car insurance in Nassau is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Nassau is 30 minutes, which is a little less than average for a driver in the state.
- New York state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Nassau are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Nassau is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Nassau is $127 per month for minimum coverage and $176 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Morey Park: Insurance costs 0.14% more
- East Schodack: Insurance costs 0.62% less
- North Chatham: Insurance costs 2.80% more
- Malden Bridge: Insurance costs 4.84% more
- Hoag Corners: Insurance costs 0.09% less
- Castleton On Hudson: Insurance costs 2.28% more
- Brainard: Insurance costs 3.79% more
- Niverville: Insurance costs 2.75% more
- East Nassau: Insurance costs 0.95% more
- Sliters: Insurance costs 1.90% less
Cities with Similar Populations
- Lenox: Insurance costs 28.97% less
- Cozad: Insurance costs 31.34% less
- Dupo: Insurance costs 28.59% less
- West Newbury: Insurance costs 27.36% less
- Baldwin: Insurance costs 37.84% more
- Big Pine Key: Insurance costs 13.28% more
- Six Mile: Insurance costs 25.56% less
- Minster: Insurance costs 51.35% less
- Mount Pleasant: Insurance costs 35.28% less
- Okanogan: Insurance costs 36.70% less