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Get Cheap Car Insurance in Needham, AR
We monitor insurance prices, helping the average driver in Needham save up to 33.0% on car insurance.
The Cheapest Minimum Coverage in Needham
The chart below shows the cheapest car insurance company in Needham for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Safeco Insurance, followed by Farm Bureau, Geico, and Jupiter.
| Needham Insurer | Monthly Cost |
|---|---|
| Safeco Insurance | $54 |
| Farm Bureau | $55 |
| Geico | $57 |
| Jupiter | $59 |
Savings for Every Kind of Needham Driver
Based on our extensive insurance data, we know the average Needham driver will save about 20% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $329 per year by choosing the right vehicle insurance company. Some Needham residents are paying out over $1,663 extra every year for auto insurance in Needham. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Needham, AR Savings / Yr. |
|---|---|
$329 |
|
$583 |
|
$469 |
|
$722 |
|
$1,866 |
|
$331 |
|
$463 |
Needham Car Insurance vs. Arkansas
People living in Needham pay an average of 1.21% less than the typical driver in the state. The average driver in Needham can expect to pay about $900 per year, or $1,663 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Needham for most people.
Car Insurance Prices by Needham Neighborhood
Insurance Prices
Where is insurance cheapest within Needham?
The map shows insurance prices in and around Needham, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $102 per year within the city boundaries, with insurance premiums ranging from a high of $1,735 to a low of $1,633. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the East parts of Needham.Pick the Best Car Insurance Company for You in Needham
The best car insurance provider for most drivers in Needham
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $329 over the average Needham car insurance company.
The best car insurance provider for Needham drivers with accidents on their records
In our analysis, Gainsco saved the average person who had been in an accident the most, with annual savings averaging $583 over the competition.
The best car insurance company for Needham drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $469 better than other car insurance companies.
The best auto insurance for Needham drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $722 less each year.
The least expensive car insurance company for new and young drivers in Needham
In Needham, Farm Bureau costs young drivers $1,866 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Needham
Farm Bureau gave the largest car insurance discounts to married couples, averaging $331 saved each year compared to an average Needham couple's premiums.
The cheapest car insurance in Needham for drivers with bad credit
The best Needham car insurance company for customer service
Recent price drops
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The cheapest large national provider in Needham
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Needham driver can expect to pay about $113 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Needham, USAA has the best prices for drivers with speeding tickets, married couples, drivers with bad credit, drivers with accidents, good drivers, drivers with a DUI conviction, and young drivers.Auto Insurance Prices in and Around Needham
What Influences the Cost of Car Insurance in Needham?
On average, car insurance in Needham is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Needham is 24 minutes, which is far less than average for a driver in the state.
- Arkansas state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Needham are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- Needham is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Needham is $75 per month for minimum coverage and $139 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Lunsford: Insurance costs 1.02% less
- Lake City: Insurance costs 1.08% less
- Hergett: Insurance costs 0.12% more
- Bay: Insurance costs 1.08% less
- Brookland: Insurance costs 0.84% less
- Goobertown: Insurance costs 0.12% less
- Elm Grove: Insurance costs 0.84% less
- Jonesboro: Insurance costs 0.66% more
- Bunney: Insurance costs 0.96% less
- Black Oak: Insurance costs 0.06% more
Cities with Similar Populations
- Gum Springs: Insurance costs 1.14% more
- Goldsboro: Insurance costs 1.08% less
- Goldsmith: Insurance costs 30.25% less
- Good Intent: Insurance costs 15.69% less
- Goodland: Insurance costs 7.88% more
- Goods Corner: Insurance costs 17.80% less
- Gove: Insurance costs 3.31% less
- Wirt: Insurance costs 0.42% less
- Gullett: Insurance costs 41.25% more
- Glenview: Insurance costs 20.14% less