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Get Cheap Car Insurance in Nelsonville, KY
We monitor insurance prices, helping the average driver in Nelsonville save up to 29.1% on car insurance.
The Cheapest Minimum Coverage in Nelsonville
The chart below shows the cheapest car insurance company in Nelsonville for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Travelers, and Geico.
| Nelsonville Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $61 |
| State Farm | $61 |
| Travelers | $89 |
| Geico | $96 |
Savings for Every Kind of Nelsonville Driver
Based on our extensive insurance data, we know the average Nelsonville driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $543 per year by choosing the right vehicle insurance company. Some Nelsonville residents are paying out over $2,148 extra every year for auto insurance in Nelsonville. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Nelsonville, KY Savings / Yr. |
|---|---|
$543 |
|
$890 |
|
$876 |
|
$886 |
|
$1,754 |
|
$587 |
|
$940 |
Nelsonville Car Insurance vs. Kentucky
People living in Nelsonville pay an average of 0.68% more than the typical driver in the state. The average driver in Nelsonville can expect to pay about $1,106 per year, or $2,148 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Nelsonville for most people.
Car Insurance Prices by Nelsonville Neighborhood
Insurance Prices
Where is insurance cheapest within Nelsonville?
The map shows insurance prices in and around Nelsonville, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $43 per year within the city boundaries, with insurance premiums ranging from a high of $2,162 to a low of $2,119. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the South parts of Nelsonville.Pick the Best Car Insurance Company for You in Nelsonville
The best car insurance provider for most drivers in Nelsonville
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $543 over the average Nelsonville car insurance company.
The best car insurance provider for Nelsonville drivers with accidents on their records
In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $890 over the competition.
The best car insurance company for Nelsonville drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $876 better than other car insurance companies.
The best auto insurance for Nelsonville drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $886 less each year.
The least expensive car insurance company for new and young drivers in Nelsonville
In Nelsonville, State Farm costs young drivers $1,754 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Nelsonville
State Farm gave the largest car insurance discounts to married couples, averaging $587 saved each year compared to an average Nelsonville couple's premiums.
The cheapest car insurance in Nelsonville for drivers with bad credit
The best Nelsonville car insurance company for customer service
Nationwide was the best company for customer service in Nelsonville according to the NAIC.
Recent price drops
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The cheapest large national provider in Nelsonville
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Nelsonville driver can expect to pay about $144 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Nelsonville, USAA has the best prices for drivers with a DUI conviction, drivers with speeding tickets, married couples, drivers with bad credit, drivers with accidents, young drivers, and good drivers.Auto Insurance Prices in and Around Nelsonville
What Influences the Cost of Car Insurance in Nelsonville?
On average, car insurance in Nelsonville is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Nelsonville is 36 minutes, which is a little more than average for a driver in the state.
- Kentucky state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Nelsonville are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Nelsonville is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Nelsonville is $92 per month for minimum coverage and $179 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Lyons: Insurance costs 1.35% less
- Boston: Insurance costs 0.19% more
- New Haven: Insurance costs 1.96% less
- Younger Creek: Insurance costs 5.31% less
- Bellwood: Insurance costs 1.63% less
- White City: Insurance costs 2.05% less
- Rogersville: Insurance costs 4.75% less
- Culvertown: Insurance costs 3.49% less
- Gethsemane: Insurance costs 3.68% less
- Howardstown: Insurance costs 3.68% less
Cities with Similar Populations
- Stoneville: Insurance costs 21.32% less
- Deerbrook: Insurance costs 22.44% less
- Deerfield: Insurance costs 18.06% less
- DeGray: Insurance costs 23.98% less
- Delaware: Insurance costs 41.95% less
- Dicksonburg: Insurance costs 35.99% less
- Duplainville: Insurance costs 48.51% less
- Fairland: Insurance costs 26.77% less
- Fargo: Insurance costs 29.61% less
- Five Points: Insurance costs 43.06% less