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Get Cheap Car Insurance in New Hampton, IA
We monitor insurance prices, helping the average driver in New Hampton save up to 33.2% on car insurance.
The Cheapest Minimum Coverage in New Hampton
The chart below shows the cheapest car insurance company in New Hampton for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by IMT Insurance, Auto-Owners Insurance, and Farm Bureau.
| New Hampton Insurer | Monthly Cost |
|---|---|
| State Farm | $27 |
| IMT Insurance | $28 |
| Auto-Owners Insurance | $29 |
| Farm Bureau | $30 |
Savings for Every Kind of New Hampton Driver
Based on our extensive insurance data, we know the average New Hampton driver will save about 22% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $267 per year by choosing the right vehicle insurance company. Some New Hampton residents are paying out over $1,221 extra every year for auto insurance in New Hampton. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
New Hampton, IA Savings / Yr. |
|---|---|
$267 |
|
$371 |
|
$317 |
|
$426 |
|
$1,116 |
|
$367 |
|
$563 |
New Hampton Car Insurance vs. Iowa
People living in New Hampton pay an average of 2.28% less than the typical driver in the state. The average driver in New Hampton can expect to pay about $479 per year, or $1,221 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in New Hampton for most people.
Car Insurance Prices by New Hampton Neighborhood
Insurance Prices
Where is insurance cheapest within New Hampton?
The map shows insurance prices in and around New Hampton, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $32 per year within the city boundaries, with insurance premiums ranging from a high of $1,238 to a low of $1,206. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Northwest parts of New Hampton.Pick the Best Car Insurance Company for You in New Hampton
The best car insurance provider for most drivers in New Hampton
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $267 over the average New Hampton car insurance company.
The best car insurance provider for New Hampton drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $371 over the competition.
The best car insurance company for New Hampton drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $317 better than other car insurance companies.
The best auto insurance for New Hampton drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $426 less each year.
The least expensive car insurance company for new and young drivers in New Hampton
In New Hampton, IMT Insurance costs young drivers $1,116 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in New Hampton
State Farm gave the largest car insurance discounts to married couples, averaging $367 saved each year compared to an average New Hampton couple's premiums.
The cheapest car insurance in New Hampton for drivers with bad credit
The best New Hampton car insurance company for customer service
Nationwide was the best company for customer service in New Hampton according to the NAIC.
Recent price drops
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The cheapest large national provider in New Hampton
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average New Hampton driver can expect to pay about $81 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In New Hampton, USAA has the best prices for drivers with a DUI conviction, drivers with bad credit, drivers with speeding tickets, drivers with accidents, good drivers, and young drivers.Auto Insurance Prices in and Around New Hampton
What Influences the Cost of Car Insurance in New Hampton?
On average, car insurance in New Hampton is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in New Hampton is 23 minutes, which is far less than average for a driver in the state.
- Iowa state insurance regulations may allow for lower prices.
- An average of 13 to 14 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in New Hampton are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- New Hampton has an average population density in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in New Hampton is $40 per month for minimum coverage and $102 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- North Washington: Insurance costs 0.82% less
- Lawler: Insurance costs 0.66% more
- Republic: Insurance costs 1.15% less
- Jerico: Insurance costs 1.06% less
- Fredericksburg: Insurance costs the same
- Ionia: Insurance costs 1.15% more
- Chickasaw: Insurance costs 1.15% more
- Bassett: Insurance costs 1.15% more
- Alta Vista: Insurance costs 0.25% less
- Little Turkey: Insurance costs 0.98% less
Cities with Similar Populations
- Henly: Insurance costs 30.47% more
- Boylston: Insurance costs 23.67% more
- Breese: Insurance costs 19.98% more
- Bridge Creek: Insurance costs 42.83% more
- Tryon: Insurance costs 1.56% less
- Loudonville: Insurance costs 9.91% less
- Brisbane: Insurance costs 77.40% more
- Broken Bow: Insurance costs 41.36% more
- Brookfield: Insurance costs 44.31% more
- Brookline: Insurance costs 1.56% less