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Get Cheap Car Insurance in New Lancaster, KS
We monitor insurance prices, helping the average driver in New Lancaster save up to 29.5% on car insurance.
The Cheapest Minimum Coverage in New Lancaster
The chart below shows the cheapest car insurance company in New Lancaster for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Kemper, Farm Bureau, and Travelers.
| New Lancaster Insurer | Monthly Cost |
|---|---|
| State Farm | $52 |
| Kemper | $53 |
| Farm Bureau | $56 |
| Travelers | $57 |
Savings for Every Kind of New Lancaster Driver
Based on our extensive insurance data, we know the average New Lancaster driver will save about 24% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $369 per year by choosing the right vehicle insurance company. Some New Lancaster residents are paying out over $1,559 extra every year for auto insurance in New Lancaster. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
New Lancaster, KS Savings / Yr. |
|---|---|
$369 |
|
$589 |
|
$420 |
|
$688 |
|
$1,343 |
|
$343 |
|
$748 |
New Lancaster Car Insurance vs. Kansas
People living in New Lancaster pay an average of 0.41% less than the typical driver in the state. The average driver in New Lancaster can expect to pay about $840 per year, or $1,559 for full coverage.
Based on our analysis, Geico will be the cheapest provider in New Lancaster for most people.
Car Insurance Prices by New Lancaster Neighborhood
Insurance Prices
Where is insurance cheapest within New Lancaster?
The map shows insurance prices in and around New Lancaster, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $44 per year within the city boundaries, with insurance premiums ranging from a high of $1,566 to a low of $1,522. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the Northwest parts of New Lancaster.Pick the Best Car Insurance Company for You in New Lancaster
The best car insurance provider for most drivers in New Lancaster
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $369 over the average New Lancaster car insurance company.
The best car insurance provider for New Lancaster drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $589 over the competition.
The best car insurance company for New Lancaster drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $420 better than other car insurance companies.
The best auto insurance for New Lancaster drivers with a DUI conviction
Getting a quote from Dairyland may cost the average person with a DUI about $688 less each year.
The least expensive car insurance company for new and young drivers in New Lancaster
In New Lancaster, Geico costs young drivers $1,343 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in New Lancaster
State Farm gave the largest car insurance discounts to married couples, averaging $343 saved each year compared to an average New Lancaster couple's premiums.
The cheapest car insurance in New Lancaster for drivers with bad credit
The best New Lancaster car insurance company for customer service
Nationwide was the best company for customer service in New Lancaster according to the NAIC.
Recent price drops
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The cheapest large national provider in New Lancaster
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average New Lancaster driver can expect to pay about $100 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In New Lancaster, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, drivers with accidents, drivers with a DUI conviction, and married couples.Auto Insurance Prices in and Around New Lancaster
What Influences the Cost of Car Insurance in New Lancaster?
On average, car insurance in New Lancaster is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Kansas state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in New Lancaster are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- New Lancaster is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in New Lancaster is $70 per month for minimum coverage and $130 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Lacygne: Insurance costs the same
- Linn Valley: Insurance costs 0.38% less
- Fontana: Insurance costs 1.67% less
- Trading Post: Insurance costs 0.96% more
- Farlinville: Insurance costs 1.73% more
- Amsterdam: Insurance costs 14.24% more
- Merwin: Insurance costs 15.52% more
- Goodrich: Insurance costs 0.45% more
- Amoret: Insurance costs 13.79% more
- Parker: Insurance costs 0.51% more
Cities with Similar Populations
- Faywood: Insurance costs 15.59% less
- Theba: Insurance costs 5.84% more
- Tamaha: Insurance costs 10.01% more
- Tama: Insurance costs 33.35% less
- Taber: Insurance costs 29.83% less
- Fleming: Insurance costs 31.56% more
- Fishers: Insurance costs 26.30% more
- Finland: Insurance costs 11.29% more
- Fines Creek: Insurance costs 23.80% less
- Filson: Insurance costs 9.56% less