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Get Cheap Car Insurance in New Philadelphia, IL
We monitor insurance prices, helping the average driver in New Philadelphia save up to 28.8% on car insurance.
The Cheapest Minimum Coverage in New Philadelphia
The chart below shows the cheapest car insurance company in New Philadelphia for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Country Financial, Metromile, and American Family Insurance.
| New Philadelphia Insurer | Monthly Cost |
|---|---|
| State Farm | $47 |
| Country Financial | $51 |
| Metromile | $55 |
| American Family Insurance | $59 |
Savings for Every Kind of New Philadelphia Driver
Based on our extensive insurance data, we know the average New Philadelphia driver will save about 23% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $325 per year by choosing the right vehicle insurance company. Some New Philadelphia residents are paying out over $1,390 extra every year for auto insurance in New Philadelphia. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
New Philadelphia, IL Savings / Yr. |
|---|---|
$325 |
|
$611 |
|
$488 |
|
$512 |
|
$1,262 |
|
$363 |
|
$466 |
New Philadelphia Car Insurance vs. Illinois
People living in New Philadelphia pay an average of 8.03% less than the typical driver in the state. The average driver in New Philadelphia can expect to pay about $825 per year, or $1,390 for full coverage.
Based on our analysis, Lighthouse will be the cheapest provider in New Philadelphia for most people.
Car Insurance Prices by New Philadelphia Neighborhood
Insurance Prices
Where is insurance cheapest within New Philadelphia?
The map shows insurance prices in and around New Philadelphia, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $52 per year within the city boundaries, with insurance premiums ranging from a high of $1,430 to a low of $1,378. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the Central parts of New Philadelphia.Pick the Best Car Insurance Company for You in New Philadelphia
The best car insurance provider for most drivers in New Philadelphia
For drivers with clean driving records and no major strikes, Lighthouse is the best option, with annual savings of $325 over the average New Philadelphia car insurance company.
The best car insurance provider for New Philadelphia drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $611 over the competition.
The best car insurance company for New Philadelphia drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $488 better than other car insurance companies.
The best auto insurance for New Philadelphia drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $512 less each year.
The least expensive car insurance company for new and young drivers in New Philadelphia
In New Philadelphia, State Farm costs young drivers $1,262 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in New Philadelphia
State Farm gave the largest car insurance discounts to married couples, averaging $363 saved each year compared to an average New Philadelphia couple's premiums.
The cheapest car insurance in New Philadelphia for drivers with bad credit
The best New Philadelphia car insurance company for customer service
Nationwide was the best company for customer service in New Philadelphia according to the NAIC.
Recent price drops
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The cheapest large national provider in New Philadelphia
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average New Philadelphia driver can expect to pay about $98 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In New Philadelphia, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, young drivers, drivers with bad credit, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around New Philadelphia
What Influences the Cost of Car Insurance in New Philadelphia?
On average, car insurance in New Philadelphia is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in New Philadelphia is 30 minutes, which is about the national average for a driver in the state.
- Illinois state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in New Philadelphia are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- New Philadelphia is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in New Philadelphia is $69 per month for minimum coverage and $116 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Marietta: Insurance costs 2.73% more
- Bushnell: Insurance costs 6.76% more
- Bardolph: Insurance costs 1.22% more
- Adair: Insurance costs 0.43% less
- Table Grove: Insurance costs 0.14% more
- Seville: Insurance costs 2.52% more
- Prairie City: Insurance costs 1.01% more
- Smithfield: Insurance costs 3.02% more
- Macomb: Insurance costs 5.25% more
- Good Hope: Insurance costs 0.14% more
Cities with Similar Populations
- Ewingville: Insurance costs 27.41% more
- Thompson: Insurance costs 8.56% more
- Tanner: Insurance costs 11.01% more
- Tampico: Insurance costs 17.41% more
- Talpa: Insurance costs 17.48% more
- Tallant: Insurance costs 23.45% more
- Ferrin: Insurance costs 4.75% more
- Farrar: Insurance costs 30.72% more
- Fallon: Insurance costs 38.20% more
- Falcon Village: Insurance costs 24.82% more