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Get Cheap Car Insurance in New Plymouth, ID
We monitor insurance prices, helping the average driver in New Plymouth save up to 33.1% on car insurance.
The Cheapest Minimum Coverage in New Plymouth
The chart below shows the cheapest car insurance company in New Plymouth for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by Travelers, State Farm, and Progressive.
| New Plymouth Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $34 |
| Travelers | $37 |
| State Farm | $39 |
| Progressive | $41 |
Savings for Every Kind of New Plymouth Driver
Based on our extensive insurance data, we know the average New Plymouth driver will save about 24% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $263 per year by choosing the right vehicle insurance company. Some New Plymouth residents are paying out over $1,077 extra every year for auto insurance in New Plymouth. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
New Plymouth, ID Savings / Yr. |
|---|---|
$263 |
|
$542 |
|
$470 |
|
$416 |
|
$989 |
|
$255 |
|
$408 |
New Plymouth Car Insurance vs. Idaho
People living in New Plymouth pay an average of 4.80% less than the typical driver in the state. The average driver in New Plymouth can expect to pay about $597 per year, or $1,077 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in New Plymouth for most people.
Car Insurance Prices by New Plymouth Neighborhood
Insurance Prices
Where is insurance cheapest within New Plymouth?
The map shows insurance prices in and around New Plymouth, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $42 per year within the city boundaries, with insurance premiums ranging from a high of $1,108 to a low of $1,066. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Northwest parts of New Plymouth.Pick the Best Car Insurance Company for You in New Plymouth
The best car insurance provider for most drivers in New Plymouth
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $263 over the average New Plymouth car insurance company.
The best car insurance provider for New Plymouth drivers with accidents on their records
In our analysis, Auto-Owners Insurance saved the average person who had been in an accident the most, with annual savings averaging $542 over the competition.
The best car insurance company for New Plymouth drivers with speeding tickets
>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $470 better than other car insurance companies.
The best auto insurance for New Plymouth drivers with a DUI conviction
Getting a quote from American Family Insurance may cost the average person with a DUI about $416 less each year.
The least expensive car insurance company for new and young drivers in New Plymouth
In New Plymouth, Auto-Owners Insurance costs young drivers $989 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in New Plymouth
Auto-Owners Insurance gave the largest car insurance discounts to married couples, averaging $255 saved each year compared to an average New Plymouth couple's premiums.
The cheapest car insurance in New Plymouth for drivers with bad credit
The best New Plymouth car insurance company for customer service
Nationwide was the best company for customer service in New Plymouth according to the NAIC.
Recent price drops
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The cheapest large national provider in New Plymouth
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average New Plymouth driver can expect to pay about $75 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In New Plymouth, USAA has the best prices for drivers with speeding tickets, drivers with a DUI conviction, married couples, drivers with bad credit, good drivers, young drivers, and drivers with accidents.Auto Insurance Prices in and Around New Plymouth
What Influences the Cost of Car Insurance in New Plymouth?
On average, car insurance in New Plymouth is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in New Plymouth is 30 minutes, which is about the national average for a driver in the state.
- Idaho state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in New Plymouth are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- New Plymouth is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in New Plymouth is $50 per month for minimum coverage and $90 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Fruitland: Insurance costs 0.19% more
- Letha: Insurance costs 0.84% more
- Payette: Insurance costs 0.19% more
- Ontario: Insurance costs 33.98% more
- Nyssa: Insurance costs 36.12% more
- Parma: Insurance costs 0.65% more
- Notus: Insurance costs 0.93% more
- Crystal: Insurance costs 0.28% less
- Emmett: Insurance costs 3.99% more
- Roswell: Insurance costs 0.65% less
Cities with Similar Populations
- Montverde: Insurance costs 125.91% more
- Wingdale: Insurance costs 123.68% more
- West Liberty: Insurance costs 14.02% more
- West Lebanon: Insurance costs 8.36% more
- West Burlington: Insurance costs 13.93% more
- Tawas City: Insurance costs 163.88% more
- Stillwater: Insurance costs 99.63% more
- South Tucson: Insurance costs 80.59% more
- Smithfield: Insurance costs 28.78% more
- Sheridan: Insurance costs 36.40% more