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Get Cheap Car Insurance in New Prospect, WI
We monitor insurance prices, helping the average driver in New Prospect save up to 27.7% on car insurance.
The Cheapest Minimum Coverage in New Prospect
The chart below shows the cheapest car insurance company in New Prospect for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by American Family Insurance, Erie Insurance, and Kemper.
| New Prospect Insurer | Monthly Cost |
|---|---|
| State Farm | $39 |
| American Family Insurance | $41 |
| Erie Insurance | $41 |
| Kemper | $43 |
Savings for Every Kind of New Prospect Driver
Based on our extensive insurance data, we know the average New Prospect driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $204 per year by choosing the right vehicle insurance company. Some New Prospect residents are paying out over $1,097 extra every year for auto insurance in New Prospect. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
New Prospect, WI Savings / Yr. |
|---|---|
$204 |
|
$420 |
|
$259 |
|
$377 |
|
$871 |
|
$158 |
|
$598 |
New Prospect Car Insurance vs. Wisconsin
People living in New Prospect pay an average of 3.94% less than the typical driver in the state. The average driver in New Prospect can expect to pay about $552 per year, or $1,097 for full coverage.
Based on our analysis, West Bend will be the cheapest provider in New Prospect for most people.
Car Insurance Prices by New Prospect Neighborhood
Insurance Prices
Where is insurance cheapest within New Prospect?
The map shows insurance prices in and around New Prospect, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $24 per year within the city boundaries, with insurance premiums ranging from a high of $1,106 to a low of $1,082. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Northeast parts of New Prospect.Pick the Best Car Insurance Company for You in New Prospect
The best car insurance provider for most drivers in New Prospect
For drivers with clean driving records and no major strikes, West Bend is the best option, with annual savings of $204 over the average New Prospect car insurance company.
The best car insurance provider for New Prospect drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $420 over the competition.
The best car insurance company for New Prospect drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $259 better than other car insurance companies.
The best auto insurance for New Prospect drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $377 less each year.
The least expensive car insurance company for new and young drivers in New Prospect
In New Prospect, Erie Insurance costs young drivers $871 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in New Prospect
Progressive gave the largest car insurance discounts to married couples, averaging $158 saved each year compared to an average New Prospect couple's premiums.
The cheapest car insurance in New Prospect for drivers with bad credit
The best New Prospect car insurance company for customer service
Nationwide was the best company for customer service in New Prospect according to the NAIC.
Recent price drops
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The cheapest large national provider in New Prospect
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average New Prospect driver can expect to pay about $80 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In New Prospect, USAA has the best prices for good drivers, drivers with bad credit, drivers with a DUI conviction, young drivers, drivers with accidents, married couples, and drivers with speeding tickets.Auto Insurance Prices in and Around New Prospect
What Influences the Cost of Car Insurance in New Prospect?
On average, car insurance in New Prospect is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Wisconsin state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in New Prospect are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- New Prospect is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in New Prospect is $46 per month for minimum coverage and $91 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- New Fane: Insurance costs 0.46% less
- Wayne: Insurance costs 0.27% less
- Waucousta: Insurance costs 0.82% less
- Beechwood: Insurance costs 1.46% less
- Campbellsport: Insurance costs 0.91% less
- Batavia: Insurance costs 1.46% less
- Dundee: Insurance costs 0.46% less
- Kewaskum: Insurance costs 2.28% less
- Elmore: Insurance costs 1.55% less
- Cascade: Insurance costs 2.37% less
Cities with Similar Populations
- Davisville: Insurance costs 107.29% more
- Comfort: Insurance costs 13.22% more
- Concord: Insurance costs 28.53% more
- Concord: Insurance costs 47.31% more
- Congo: Insurance costs 36.83% more
- Corbet: Insurance costs 48.31% more
- Corinne: Insurance costs 56.43% more
- Corinth: Insurance costs 60.44% more
- Cornelia: Insurance costs 2.01% more
- Cornish: Insurance costs 56.52% more