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Get Cheap Car Insurance in Newberry, IN
We monitor insurance prices, helping the average driver in Newberry save up to 29.1% on car insurance.
The Cheapest Minimum Coverage in Newberry
The chart below shows the cheapest car insurance company in Newberry for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by State Farm, Safe Auto, and Travelers.
| Newberry Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $45 |
| State Farm | $48 |
| Safe Auto | $48 |
| Travelers | $49 |
Savings for Every Kind of Newberry Driver
Based on our extensive insurance data, we know the average Newberry driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $347 per year by choosing the right vehicle insurance company. Some Newberry residents are paying out over $1,192 extra every year for auto insurance in Newberry. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Newberry, IN Savings / Yr. |
|---|---|
$347 |
|
$542 |
|
$440 |
|
$310 |
|
$623 |
|
$266 |
|
$380 |
Newberry Car Insurance vs. Indiana
People living in Newberry pay an average of 2.48% less than the typical driver in the state. The average driver in Newberry can expect to pay about $739 per year, or $1,192 for full coverage.
Based on our analysis, Erie Insurance will be the cheapest provider in Newberry for most people.
Car Insurance Prices by Newberry Neighborhood
Insurance Prices
Where is insurance cheapest within Newberry?
The map shows insurance prices in and around Newberry, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $44 per year within the city boundaries, with insurance premiums ranging from a high of $1,222 to a low of $1,178. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the South parts of Newberry.Pick the Best Car Insurance Company for You in Newberry
The best car insurance provider for most drivers in Newberry
For drivers with clean driving records and no major strikes, Erie Insurance is the best option, with annual savings of $347 over the average Newberry car insurance company.
The best car insurance provider for Newberry drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $542 over the competition.
The best car insurance company for Newberry drivers with speeding tickets
>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $440 better than other car insurance companies.
The best auto insurance for Newberry drivers with a DUI conviction
Getting a quote from Gainsco may cost the average person with a DUI about $310 less each year.
The least expensive car insurance company for new and young drivers in Newberry
In Newberry, State Farm costs young drivers $623 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Newberry
State Farm gave the largest car insurance discounts to married couples, averaging $266 saved each year compared to an average Newberry couple's premiums.
The cheapest car insurance in Newberry for drivers with bad credit
The best Newberry car insurance company for customer service
Recent price drops
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The cheapest large national provider in Newberry
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Newberry driver can expect to pay about $78 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Newberry, USAA has the best prices for young drivers, drivers with speeding tickets, drivers with accidents, drivers with a DUI conviction, good drivers, drivers with bad credit, and married couples.Auto Insurance Prices in and Around Newberry
What Influences the Cost of Car Insurance in Newberry?
On average, car insurance in Newberry is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Newberry is 30 minutes, which is a little less than average for a driver in the state.
- Indiana state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Newberry are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Newberry is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Newberry is $62 per month for minimum coverage and $99 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Elnora: Insurance costs 0.50% more
- Plummer: Insurance costs 0.92% more
- Odon: Insurance costs 0.59% less
- Crane: Insurance costs 1.68% less
- Scotland: Insurance costs 0.25% more
- Lyons: Insurance costs 0.67% more
- Marco: Insurance costs 2.27% more
- Elliston: Insurance costs 1.17% more
- Burns City: Insurance costs 1.76% less
- Hashtown: Insurance costs 0.50% less
Cities with Similar Populations
- Busseyville: Insurance costs 8.05% less
- West Rosendale: Insurance costs 10.57% less
- West Hollis: Insurance costs 21.31% less
- Center: Insurance costs 74.24% more
- Cassell: Insurance costs 6.38% less
- Calvert: Insurance costs 12.92% more
- Callao: Insurance costs 47.65% more
- Calcasieu: Insurance costs 149.75% more
- Calais: Insurance costs 1.17% less
- Butte: Insurance costs 20.81% more