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Get Cheap Car Insurance in Newburgh, NY
We monitor insurance prices, helping the average driver in Newburgh save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Newburgh
The chart below shows the cheapest car insurance company in Newburgh for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Newburgh Insurer | Monthly Cost |
|---|---|
| Kemper | $97 |
| Plymouth Rock Assurance | $129 |
| Safeco Insurance | $139 |
| Geico | $145 |
Savings for Every Kind of Newburgh Driver
Based on our extensive insurance data, we know the average Newburgh driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $788 per year by choosing the right vehicle insurance company. Some Newburgh residents are paying out over $2,644 extra every year for auto insurance in Newburgh. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Newburgh, NY Savings / Yr. |
|---|---|
$788 |
|
$503 |
|
$1,004 |
|
$1,016 |
|
$2,489 |
|
$833 |
|
$1,327 |
Newburgh Car Insurance vs. New York
People living in Newburgh pay an average of 9.01% more than the typical driver in the state. The average driver in Newburgh can expect to pay about $1,918 per year, or $2,644 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Newburgh for most people.
Car Insurance Prices by Newburgh Neighborhood
Insurance Prices
Where is insurance cheapest within Newburgh?
The map shows insurance prices in and around Newburgh, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $785 per year within the city boundaries, with insurance premiums ranging from a high of $3,070 to a low of $2,285. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the North parts of Newburgh.Pick the Best Car Insurance Company for You in Newburgh
The best car insurance provider for most drivers in Newburgh
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $788 over the average Newburgh car insurance company.
The best car insurance provider for Newburgh drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $503 over the competition.
The best car insurance company for Newburgh drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $1,004 better than other car insurance companies.
The best auto insurance for Newburgh drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $1,016 less each year.
The least expensive car insurance company for new and young drivers in Newburgh
In Newburgh, Progressive costs young drivers $2,489 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Newburgh
Progressive gave the largest car insurance discounts to married couples, averaging $833 saved each year compared to an average Newburgh couple's premiums.
The cheapest car insurance in Newburgh for drivers with bad credit
The best Newburgh car insurance company for customer service
Recent price drops
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The cheapest large national provider in Newburgh
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Newburgh driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Newburgh, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Newburgh
What Influences the Cost of Car Insurance in Newburgh?
On average, car insurance in Newburgh is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Newburgh is 34 minutes, which is about the national average for a driver in the state.
- New York state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Newburgh are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Newburgh is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Newburgh is $160 per month for minimum coverage and $220 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Orange Lake: Insurance costs 1.85% more
- Beacon: Insurance costs 0.61% more
- East Coldenham: Insurance costs 0.15% more
- New Windsor: Insurance costs 3.93% less
- Cornwall On Hudson: Insurance costs 12.56% less
- Cornwall: Insurance costs 12.14% less
- Coldenham: Insurance costs 12.90% less
- St. Andrew: Insurance costs 11.84% less
- Marlboro: Insurance costs 10.29% less
- Rock Tavern: Insurance costs 7.72% less
Cities with Similar Populations
- Coatesville: Insurance costs 45.88% less
- Owasso: Insurance costs 33.51% less
- Fairfield: Insurance costs 56.09% less
- Alvin: Insurance costs 34.91% less
- Prattville: Insurance costs 42.02% less
- Woodland Hills: Insurance costs 6.05% less
- Downingtown: Insurance costs 47.58% less
- Donna: Insurance costs 31.28% less
- Cuyahoga Falls: Insurance costs 58.36% less
- Converse: Insurance costs 29.80% less