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Get Cheap Car Insurance in Newcastle, CA
We monitor insurance prices, helping the average driver in Newcastle save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Newcastle
The chart below shows the cheapest car insurance company in Newcastle for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Newcastle Insurer | Monthly Cost |
|---|---|
| Metromile | $47 |
| Geico | $53 |
| Progressive | $57 |
| Travelers | $59 |
Savings for Every Kind of Newcastle Driver
Based on our extensive insurance data, we know the average Newcastle driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $603 per year by choosing the right vehicle insurance company. Some Newcastle residents are paying out over $1,886 extra every year for auto insurance in Newcastle. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Newcastle, CA Savings / Yr. |
|---|---|
$603 |
|
$1,105 |
|
$874 |
|
$1,535 |
|
$788 |
|
$342 |
|
$0 |
Newcastle Car Insurance vs. California
People living in Newcastle pay an average of 6.07% less than the typical driver in the state. The average driver in Newcastle can expect to pay about $883 per year, or $1,886 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Newcastle for most people.
Car Insurance Prices by Newcastle Neighborhood
Insurance Prices
Where is insurance cheapest within Newcastle?
The map shows insurance prices in and around Newcastle, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $149 per year within the city boundaries, with insurance premiums ranging from a high of $1,972 to a low of $1,823. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the West parts of Newcastle.Pick the Best Car Insurance Company for You in Newcastle
The best car insurance provider for most drivers in Newcastle
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $603 over the average Newcastle car insurance company.
The best car insurance provider for Newcastle drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,105 over the competition.
The best car insurance company for Newcastle drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $874 better than other car insurance companies.
The best auto insurance for Newcastle drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,535 less each year.
The least expensive car insurance company for new and young drivers in Newcastle
In Newcastle, State Farm costs young drivers $788 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Newcastle
Progressive gave the largest car insurance discounts to married couples, averaging $342 saved each year compared to an average Newcastle couple's premiums.
The cheapest car insurance in Newcastle for drivers with bad credit
The best Newcastle car insurance company for customer service
Recent price drops
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The cheapest large national provider in Newcastle
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Newcastle driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Newcastle, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Newcastle
What Influences the Cost of Car Insurance in Newcastle?
On average, car insurance in Newcastle is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Newcastle is 35 minutes, which is about the national average for a driver in the state.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Newcastle are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Newcastle is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Newcastle is $74 per month for minimum coverage and $157 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Penryn: Insurance costs 1.64% more
- Loomis: Insurance costs 2.33% more
- North Auburn: Insurance costs 3.29% more
- Auburn: Insurance costs 1.38% more
- Pilot Hill: Insurance costs 5.46% more
- Rocklin: Insurance costs 6.47% more
- Lincoln: Insurance costs 7.74% more
- Cool: Insurance costs 3.55% more
- Clipper Gap: Insurance costs 1.17% more
- Granite Bay: Insurance costs 9.44% more
Cities with Similar Populations
- Columbia Station: Insurance costs 41.73% less
- Tazewell: Insurance costs 27.57% less
- Taylor Mill: Insurance costs 9.81% more
- Tallulah: Insurance costs 63.84% more
- Sunset: Insurance costs 66.60% more
- Sulphur: Insurance costs 11.19% less
- Sullivan: Insurance costs 35.52% less
- Strafford: Insurance costs 6.79% less
- Stoneville: Insurance costs 36.00% less
- Stewartville: Insurance costs 17.60% less