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Get Cheap Car Insurance in Newfoundland, PA
We monitor insurance prices, helping the average driver in Newfoundland save up to 35.9% on car insurance.
The Cheapest Minimum Coverage in Newfoundland
The chart below shows the cheapest car insurance company in Newfoundland for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Metromile, Travelers, and State Farm.
| Newfoundland Insurer | Monthly Cost |
|---|---|
| Kemper | $52 |
| Metromile | $52 |
| Travelers | $53 |
| State Farm | $55 |
Savings for Every Kind of Newfoundland Driver
Based on our extensive insurance data, we know the average Newfoundland driver will save about 28% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $398 per year by choosing the right vehicle insurance company. Some Newfoundland residents are paying out over $1,418 extra every year for auto insurance in Newfoundland. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Newfoundland, PA Savings / Yr. |
|---|---|
$398 |
|
$704 |
|
$538 |
|
$641 |
|
$1,642 |
|
$284 |
|
$508 |
Newfoundland Car Insurance vs. Pennsylvania
People living in Newfoundland pay an average of 0.59% less than the typical driver in the state. The average driver in Newfoundland can expect to pay about $879 per year, or $1,418 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Newfoundland for most people.
Car Insurance Prices by Newfoundland Neighborhood
Insurance Prices
Where is insurance cheapest within Newfoundland?
The map shows insurance prices in and around Newfoundland, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $72 per year within the city boundaries, with insurance premiums ranging from a high of $1,465 to a low of $1,393. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Southeast parts of Newfoundland.Pick the Best Car Insurance Company for You in Newfoundland
The best car insurance provider for most drivers in Newfoundland
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $398 over the average Newfoundland car insurance company.
The best car insurance provider for Newfoundland drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $704 over the competition.
The best car insurance company for Newfoundland drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $538 better than other car insurance companies.
The best auto insurance for Newfoundland drivers with a DUI conviction
Getting a quote from Clearcover may cost the average person with a DUI about $641 less each year.
The least expensive car insurance company for new and young drivers in Newfoundland
In Newfoundland, Travelers costs young drivers $1,642 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Newfoundland
State Farm gave the largest car insurance discounts to married couples, averaging $284 saved each year compared to an average Newfoundland couple's premiums.
The cheapest car insurance in Newfoundland for drivers with bad credit
The best Newfoundland car insurance company for customer service
Nationwide was the best company for customer service in Newfoundland according to the NAIC.
Recent price drops
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The cheapest large national provider in Newfoundland
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Newfoundland driver can expect to pay about $86 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Newfoundland, USAA has the best prices for drivers with speeding tickets, young drivers, drivers with a DUI conviction, drivers with bad credit, good drivers, drivers with accidents, and married couples.Auto Insurance Prices in and Around Newfoundland
What Influences the Cost of Car Insurance in Newfoundland?
On average, car insurance in Newfoundland is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Pennsylvania state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Newfoundland are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- Newfoundland is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Newfoundland is $73 per month for minimum coverage and $118 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Sterling: Insurance costs 0.42% less
- Panther: Insurance costs 1.69% less
- South Sterling: Insurance costs 11.07% more
- Greentown: Insurance costs 1.27% less
- Bloomington: Insurance costs 1.62% less
- Coveville: Insurance costs 3.46% more
- Lehigh: Insurance costs 1.62% less
- Gouldsboro: Insurance costs the same
- Tobyhanna: Insurance costs 18.12% more
- Skytop: Insurance costs 1.20% more
Cities with Similar Populations
- Benton: Insurance costs 20.66% more
- Bovey: Insurance costs 15.02% more
- Boyceville: Insurance costs 16.57% less
- Burlington: Insurance costs 4.37% more
- Burns Flat: Insurance costs 21.16% more
- McCamey: Insurance costs 17.91% more
- Santa Rosa: Insurance costs 6.28% more
- Rice: Insurance costs 15.80% less
- Rhoadesville: Insurance costs 12.27% less
- Orrstown: Insurance costs 11.42% less