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Get Cheap Car Insurance in North Aurora, IL
We monitor insurance prices, helping the average driver in North Aurora save up to 28.8% on car insurance.
The Cheapest Minimum Coverage in North Aurora
The chart below shows the cheapest car insurance company in North Aurora for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Country Financial, Metromile, and American Family Insurance.
| North Aurora Insurer | Monthly Cost |
|---|---|
| State Farm | $53 |
| Country Financial | $57 |
| Metromile | $62 |
| American Family Insurance | $67 |
Savings for Every Kind of North Aurora Driver
Based on our extensive insurance data, we know the average North Aurora driver will save about 23% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $367 per year by choosing the right vehicle insurance company. Some North Aurora residents are paying out over $1,571 extra every year for auto insurance in North Aurora. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
North Aurora, IL Savings / Yr. |
|---|---|
$367 |
|
$690 |
|
$552 |
|
$579 |
|
$1,426 |
|
$411 |
|
$527 |
North Aurora Car Insurance vs. Illinois
People living in North Aurora pay an average of 3.96% more than the typical driver in the state. The average driver in North Aurora can expect to pay about $932 per year, or $1,571 for full coverage.
Based on our analysis, Lighthouse will be the cheapest provider in North Aurora for most people.
Car Insurance Prices by North Aurora Neighborhood
Insurance Prices
Where is insurance cheapest within North Aurora?
The map shows insurance prices in and around North Aurora, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $272 per year within the city boundaries, with insurance premiums ranging from a high of $1,704 to a low of $1,432. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Northwest parts of North Aurora.Pick the Best Car Insurance Company for You in North Aurora
The best car insurance provider for most drivers in North Aurora
For drivers with clean driving records and no major strikes, Lighthouse is the best option, with annual savings of $367 over the average North Aurora car insurance company.
The best car insurance provider for North Aurora drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $690 over the competition.
The best car insurance company for North Aurora drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $552 better than other car insurance companies.
The best auto insurance for North Aurora drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $579 less each year.
The least expensive car insurance company for new and young drivers in North Aurora
In North Aurora, State Farm costs young drivers $1,426 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in North Aurora
State Farm gave the largest car insurance discounts to married couples, averaging $411 saved each year compared to an average North Aurora couple's premiums.
The cheapest car insurance in North Aurora for drivers with bad credit
The best North Aurora car insurance company for customer service
Nationwide was the best company for customer service in North Aurora according to the NAIC.
Recent price drops
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The cheapest large national provider in North Aurora
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average North Aurora driver can expect to pay about $98 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In North Aurora, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, young drivers, drivers with bad credit, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around North Aurora
What Influences the Cost of Car Insurance in North Aurora?
On average, car insurance in North Aurora is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in North Aurora is 37 minutes, which is a little more than average for a driver in the state.
- Illinois state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in North Aurora are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- North Aurora is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in North Aurora is $78 per month for minimum coverage and $131 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Batavia: Insurance costs 5.73% less
- Mooseheart: Insurance costs 5.73% less
- Aurora: Insurance costs 8.85% more
- Geneva: Insurance costs 6.68% less
- Sugar Grove: Insurance costs 8.59% less
- Nottingham Woods: Insurance costs 5.09% less
- Eola: Insurance costs 7.00% more
- Lafox: Insurance costs 8.72% less
- Montgomery: Insurance costs 2.10% less
- Boulder Hill: Insurance costs 0.19% less
Cities with Similar Populations
- Clive: Insurance costs 23.11% less
- Wexford: Insurance costs 11.20% less
- White Oak: Insurance costs 25.59% less
- East Falmouth: Insurance costs 0.89% more
- East Amherst: Insurance costs 48.44% more
- Douglas: Insurance costs 3.63% more
- Destin: Insurance costs 54.17% more
- Dallas: Insurance costs 20.24% less
- Cypress Quarters: Insurance costs 88.54% more
- Cudahy: Insurance costs 25.40% less