Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in North Babylon, NY
We monitor insurance prices, helping the average driver in North Babylon save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in North Babylon
The chart below shows the cheapest car insurance company in North Babylon for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| North Babylon Insurer | Monthly Cost |
|---|---|
| Kemper | $99 |
| Plymouth Rock Assurance | $132 |
| Safeco Insurance | $142 |
| Geico | $148 |
Savings for Every Kind of North Babylon Driver
Based on our extensive insurance data, we know the average North Babylon driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $806 per year by choosing the right vehicle insurance company. Some North Babylon residents are paying out over $2,703 extra every year for auto insurance in North Babylon. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
North Babylon, NY Savings / Yr. |
|---|---|
$806 |
|
$514 |
|
$1,026 |
|
$1,039 |
|
$2,545 |
|
$852 |
|
$1,356 |
North Babylon Car Insurance vs. New York
People living in North Babylon pay an average of 11.45% more than the typical driver in the state. The average driver in North Babylon can expect to pay about $1,960 per year, or $2,703 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in North Babylon for most people.
Car Insurance Prices by North Babylon Neighborhood
Insurance Prices
Where is insurance cheapest within North Babylon?
The map shows insurance prices in and around North Babylon, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $580 per year within the city boundaries, with insurance premiums ranging from a high of $3,140 to a low of $2,560. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Central parts of North Babylon.Pick the Best Car Insurance Company for You in North Babylon
The best car insurance provider for most drivers in North Babylon
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $806 over the average North Babylon car insurance company.
The best car insurance provider for North Babylon drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $514 over the competition.
The best car insurance company for North Babylon drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $1,026 better than other car insurance companies.
The best auto insurance for North Babylon drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $1,039 less each year.
The least expensive car insurance company for new and young drivers in North Babylon
In North Babylon, Progressive costs young drivers $2,545 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in North Babylon
Progressive gave the largest car insurance discounts to married couples, averaging $852 saved each year compared to an average North Babylon couple's premiums.
The cheapest car insurance in North Babylon for drivers with bad credit
The best North Babylon car insurance company for customer service
Nationwide was the best company for customer service in North Babylon according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in North Babylon, which was better than other insurers.
The cheapest large national provider in North Babylon
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average North Babylon driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In North Babylon, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around North Babylon
What Influences the Cost of Car Insurance in North Babylon?
On average, car insurance in North Babylon is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in North Babylon is 40 minutes, which is far more than average for a driver in the state.
- New York state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in North Babylon are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- North Babylon is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in North Babylon is $163 per month for minimum coverage and $225 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Deer Park: Insurance costs 4.33% more
- West Islip: Insurance costs 1.33% less
- West Babylon: Insurance costs 2.48% more
- Baywood: Insurance costs 7.25% more
- Wyandanch: Insurance costs 14.84% more
- Babylon: Insurance costs 0.74% less
- Brightwaters: Insurance costs 3.63% less
- Bay Shore: Insurance costs 6.88% more
- North Lindenhurst: Insurance costs 3.26% more
- North Bay Shore: Insurance costs 13.06% more
Cities with Similar Populations
- Cinco Ranch: Insurance costs 30.52% less
- Safety Harbor: Insurance costs 2.66% more
- Floresville: Insurance costs 37.99% less
- Florence: Insurance costs 36.55% less
- Crystal River: Insurance costs 11.47% less
- Cottage Lake: Insurance costs 43.80% less
- Columbia: Insurance costs 51.35% less
- Colonia: Insurance costs 28.89% less
- Clinton: Insurance costs 49.87% less
- Clinton: Insurance costs 50.87% less