Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in North Central, Virginia Beach, VA
We monitor insurance prices, helping the average driver in North Central save up to 38.8% on car insurance.
The Cheapest Minimum Coverage in North Central
The chart below shows the cheapest car insurance company in North Central for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Farm Bureau, and Safeco Insurance.
| North Central Insurer | Monthly Cost |
|---|---|
| Metromile | $44 |
| Geico | $50 |
| Farm Bureau | $53 |
| Safeco Insurance | $56 |
Savings for Every Kind of North Central Driver
Based on our extensive insurance data, we know the average North Central driver will save about 38% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $462 per year by choosing the right vehicle insurance company. Some North Central residents are paying out over $1,224 extra every year for auto insurance in North Central. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
North Central, Virginia Beach, VA Savings / Yr. |
|---|---|
$462 |
|
$788 |
|
$674 |
|
$659 |
|
$1,078 |
|
$247 |
|
$444 |
North Central Car Insurance vs. Virginia Beach
People living in North Central pay an average of 0.76% more than the typical driver in the state. The average driver in North Central can expect to pay about $847 per year, or $1,224 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in North Central for most people.
Car Insurance Prices by North Central Neighborhood
Insurance Prices
Where is insurance cheapest within North Central?
The map shows insurance prices in and around North Central, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $175 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,313 to a low of $1,138. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the North parts of North Central.Pick the Best Car Insurance Company for You in North Central
The best car insurance provider for most drivers in North Central
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $462 over the average North Central car insurance company.
The best car insurance provider for North Central drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $788 over the competition.
The best car insurance company for North Central drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $674 better than other car insurance companies.
The best auto insurance for North Central drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $659 less each year.
The least expensive car insurance company for new and young drivers in North Central
In North Central, Erie Insurance costs young drivers $1,078 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in North Central
Farm Bureau gave the largest car insurance discounts to married couples, averaging $247 saved each year compared to an average North Central couple's premiums.
The cheapest car insurance in North Central for drivers with bad credit
The best North Central car insurance company for customer service
Nationwide was the best company for customer service in North Central according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in North Central, which was better than other insurers.
The cheapest large national provider in North Central
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average North Central driver can expect to pay about $89 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In North Central, USAA has the best prices for young drivers, drivers with accidents, drivers with bad credit, married couples, drivers with speeding tickets, drivers with a DUI conviction, and good drivers.Auto Insurance Prices in and Around North Central
What Influences the Cost of Car Insurance in North Central?
On average, car insurance in North Central is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- Virginia state insurance regulations may allow for lower prices.
- An average of 0 to 1 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in North Central are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- North Central is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in North Central is $71 per month for minimum coverage and $102 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Northwest: Insurance costs 1.14% more
- Kempsville Gardens: Insurance costs 1.55% more
- Northeast: Insurance costs 0.65% less
- Huntington-Jefferson: Insurance costs 0.25% more
- US Navy Little Creek Amphibious Base: Insurance costs 4.58% more
- Salt Meadow Bay: Insurance costs 1.47% less
- Dam Neck Naval Air Station: Insurance costs 0.98% less
- East Ocean View: Insurance costs 6.45% more
- Indian River: Insurance costs 2.78% more
- Roosevelt Gardens Area: Insurance costs 2.45% more
Neighborhoods with Similar Populations
- Midtown Atlanta: Insurance costs 60.78% more
- Wynnefield: Insurance costs 41.01% more
- Westerleigh-Castleton: Insurance costs 126.63% more
- West Side: Insurance costs 90.60% more
- West Farms: Insurance costs 194.44% more
- Suitland-Silver Hill: Insurance costs 98.53% more
- South Boulevard Park Row: Insurance costs 74.43% more
- Poly High District: Insurance costs 99.43% more
- Oakwood: Insurance costs 130.07% more
- Montrose: Insurance costs 46.73% more