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Get Cheap Car Insurance in North Chelmsford, MA
We monitor insurance prices, helping the average driver in North Chelmsford save up to 35.5% on car insurance.
The Cheapest Minimum Coverage in North Chelmsford
The chart below shows the cheapest car insurance company in North Chelmsford for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Safety Insurance, followed by Geico, Midvale Home & Auto, and Travelers.
| North Chelmsford Insurer | Monthly Cost |
|---|---|
| Safety Insurance | $40 |
| Geico | $43 |
| Midvale Home & Auto | $50 |
| Travelers | $63 |
Savings for Every Kind of North Chelmsford Driver
Based on our extensive insurance data, we know the average North Chelmsford driver will save about 34% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, and age. The average driver will find themselves saving $541 per year by choosing the right vehicle insurance company. Some North Chelmsford residents are paying out over $1,582 extra every year for auto insurance in North Chelmsford. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
North Chelmsford, MA Savings / Yr. |
|---|---|
$541 |
|
$805 |
|
$669 |
|
$889 |
|
$1,959 |
|
$0 |
|
$0 |
North Chelmsford Car Insurance vs. Massachusetts
People living in North Chelmsford pay an average of 1.90% more than the typical driver in the state. The average driver in North Chelmsford can expect to pay about $680 per year, or $1,582 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in North Chelmsford for most people.
Car Insurance Prices by North Chelmsford Neighborhood
Insurance Prices
Where is insurance cheapest within North Chelmsford?
The map shows insurance prices in and around North Chelmsford, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $263 per year within the city boundaries, with insurance premiums ranging from a high of $1,782 to a low of $1,519. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Southwest parts of North Chelmsford.Pick the Best Car Insurance Company for You in North Chelmsford
The best car insurance provider for most drivers in North Chelmsford
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $541 over the average North Chelmsford car insurance company.
The best car insurance provider for North Chelmsford drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $805 over the competition.
The best car insurance company for North Chelmsford drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $669 better than other car insurance companies.
The best auto insurance for North Chelmsford drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $889 less each year.
The least expensive car insurance company for new and young drivers in North Chelmsford
In North Chelmsford, State Farm costs young drivers $1,959 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in North Chelmsford
The cheapest car insurance in North Chelmsford for drivers with bad credit
The best North Chelmsford car insurance company for customer service
Nationwide was the best company for customer service in North Chelmsford according to the NAIC.
Recent price drops
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The cheapest large national provider in North Chelmsford
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average North Chelmsford driver can expect to pay about $85 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In North Chelmsford, USAA has the best prices for drivers with speeding tickets, drivers with a DUI conviction, good drivers, young drivers, and drivers with accidents.Auto Insurance Prices in and Around North Chelmsford
What Influences the Cost of Car Insurance in North Chelmsford?
On average, car insurance in North Chelmsford is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in North Chelmsford is 41 minutes, which is a little more than average for a driver in the state.
- Massachusetts state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- North Chelmsford is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in North Chelmsford is $57 per month for minimum coverage and $132 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Tyngsboro: Insurance costs 2.15% less
- Chelmsford: Insurance costs 1.77% less
- Lowell: Insurance costs 13.65% more
- Westford: Insurance costs 2.91% less
- Graniteville: Insurance costs 3.60% less
- Dracut: Insurance costs 0.57% more
- Dunstable: Insurance costs 4.74% less
- North Billerica: Insurance costs 0.19% less
- Carlisle: Insurance costs 4.93% less
- Pelham: Insurance costs 24.27% less
Cities with Similar Populations
- Villas: Insurance costs 6.83% more
- Catlettsburg: Insurance costs 34.89% more
- Catskill: Insurance costs 45.01% more
- Center Valley: Insurance costs 11.50% less
- Chester: Insurance costs 9.29% more
- Valley Center: Insurance costs 2.72% less
- Vandalia: Insurance costs 7.02% less
- Venetia: Insurance costs 12.14% less
- Vicksburg: Insurance costs 65.42% more
- Victoria: Insurance costs 0.38% less