Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in North Clairemont, San Diego, CA
We monitor insurance prices, helping the average driver in North Clairemont save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in North Clairemont
The chart below shows the cheapest car insurance company in North Clairemont for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| North Clairemont Insurer | Monthly Cost |
|---|---|
| Metromile | $49 |
| Geico | $56 |
| Progressive | $60 |
| Travelers | $62 |
Savings for Every Kind of North Clairemont Driver
Based on our extensive insurance data, we know the average North Clairemont driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $629 per year by choosing the right vehicle insurance company. Some North Clairemont residents are paying out over $1,966 extra every year for auto insurance in North Clairemont. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
North Clairemont, San Diego, CA Savings / Yr. |
|---|---|
$629 |
|
$1,151 |
|
$911 |
|
$1,600 |
|
$821 |
|
$356 |
|
$0 |
North Clairemont Car Insurance vs. San Diego
People living in North Clairemont pay an average of 2.09% less than the typical driver in the state. The average driver in North Clairemont can expect to pay about $920 per year, or $1,966 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in North Clairemont for most people.
Car Insurance Prices by North Clairemont Neighborhood
Insurance Prices
Where is insurance cheapest within North Clairemont?
The map shows insurance prices in and around North Clairemont, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $218 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,063 to a low of $1,845. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the West parts of North Clairemont.Pick the Best Car Insurance Company for You in North Clairemont
The best car insurance provider for most drivers in North Clairemont
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $629 over the average North Clairemont car insurance company.
The best car insurance provider for North Clairemont drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,151 over the competition.
The best car insurance company for North Clairemont drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $911 better than other car insurance companies.
The best auto insurance for North Clairemont drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,600 less each year.
The least expensive car insurance company for new and young drivers in North Clairemont
In North Clairemont, State Farm costs young drivers $821 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in North Clairemont
Progressive gave the largest car insurance discounts to married couples, averaging $356 saved each year compared to an average North Clairemont couple's premiums.
The cheapest car insurance in North Clairemont for drivers with bad credit
The best North Clairemont car insurance company for customer service
Nationwide was the best company for customer service in North Clairemont according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in North Clairemont, which was better than other insurers.
The cheapest large national provider in North Clairemont
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average North Clairemont driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In North Clairemont, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around North Clairemont
What Influences the Cost of Car Insurance in North Clairemont?
On average, car insurance in North Clairemont is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in North Clairemont is 26 minutes, which is far less than average for a driver in the city.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in North Clairemont are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- North Clairemont is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in North Clairemont is $77 per month for minimum coverage and $164 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Bay Ho: Insurance costs 3.10% less
- Clairemont Mesa: Insurance costs 2.34% less
- University City: Insurance costs 0.71% less
- La Jolla Village: Insurance costs 2.34% more
- Bay Park: Insurance costs 0.25% less
- Kearny Mesa: Insurance costs 5.80% less
- Pacific Beach: Insurance costs 0.15% less
- Bird Land: Insurance costs 3.26% less
- Torrey Pines: Insurance costs 2.09% more
- Linda Vista: Insurance costs 3.26% more
Neighborhoods with Similar Populations
- The Avenues: Insurance costs 26.75% less
- Cascade: Insurance costs 4.93% less
- Castro-Upper Market: Insurance costs 16.28% more
- Central City: Insurance costs 99.34% more
- Central: Insurance costs 12.97% more
- East Oak Hill: Insurance costs 12.11% less
- East Village: Insurance costs 9.87% more
- Eastwood: Insurance costs 23.09% more
- Elmhurst: Insurance costs 25.23% more
- Emmons Orchard: Insurance costs 61.14% more